Top Flite Financial in Wisconsin vs the state
11.2%Denial rate-2.80 pts vs state
21.8%Decision denial rate+5.46 pts vs state
40.2%Origination rate-27.96 pts vs state
6.75%Median rate+0.13 pts vs state
1.70Rate spread (pts)+1.58 pts vs state
$70kMedian applicant income
43Loans originated
12Denied
Trend in Wisconsin
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 96 | 49 | 9.4% | 7.00% | #225 |
| 2024 | 99 | 45 | 16.2% | 7.13% | #236 |
| 2025 | 107 | 43 | 11.2% | 6.75% | #246 |
What Top Flite Financial lends in Wisconsin
By loan purpose
By loan type
Why it denied Wisconsin applicants
Where in Wisconsin
Counties with the most Top Flite Financial applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Milwaukee County | 11 | 5 | 2 | 18.2% |
| Racine County | 6 | 3 | 0 | 0.0% |
| Winnebago County | 6 | 3 | 1 | 16.7% |
| Waukesha County | 6 | 4 | 0 | 0.0% |
| Rock County | 6 | 0 | 3 | 50.0% |
| Walworth County | 5 | 2 | 0 | 0.0% |
| Oconto County | 4 | 2 | 0 | 0.0% |
| Outagamie County | 4 | 2 | 0 | 0.0% |
| Kenosha County | 4 | 4 | 0 | 0.0% |
| Rusk County | 4 | 1 | 0 | 0.0% |
Other large lenders in Wisconsin
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Summit Credit Union | A | 15,483 | 13.8% | 6.75% |
| University of Wisconsin Credit Union | A | 11,781 | 13.8% | 6.50% |
| Landmark Credit Union | A | 9,393 | 17.7% | 6.50% |
| Rocket Mortgage | C | 7,819 | 18.0% | 6.63% |
| Associated Bank | B | 7,451 | 23.7% | 6.88% |
| BMO Bank | F | 5,202 | 25.3% | 8.23% |
| Educators Credit Union | B | 4,930 | 24.3% | 6.95% |
| U.S. Bank | D | 4,710 | 26.0% | 6.88% |
| Covantage Credit Union | B | 4,581 | 7.7% | 6.50% |
| United Shore Financial Services | B | 4,421 | 11.8% | 6.38% |
Frequently asked questions
Wisconsin: 107 applications in 2025, of which 43 were originated and 12 denied.
11.2% of all applications, or 21.8% of the applications it actually decided on. The Wisconsin statewide average across all lenders was 14.0%.
The median rate on loans Top Flite Financial originated in Wisconsin in 2025 was 6.75%, against a statewide median of 6.63%.
About this data. Figures are Top Flite Financial's own HMDA filing for properties located in Wisconsin, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology