The Loan Store in West Virginia vs the state
5.6%Denial rate-15.63 pts vs state
6.9%Decision denial rate-19.76 pts vs state
72.2%Origination rate+17.43 pts vs state
6.75%Median rate+0.13 pts vs state
0.47Rate spread (pts)+0.07 pts vs state
$108kMedian applicant income
26Loans originated
2Denied
Trend in West Virginia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2024 | 20 | 18 | 0.0% | 6.56% | #196 |
| 2025 | 36 | 26 | 5.6% | 6.75% | #164 |
What The Loan Store lends in West Virginia
By loan purpose
By loan type
Why it denied West Virginia applicants
Where in West Virginia
Counties with the most The Loan Store applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Berkeley County | 14 | 12 | 0 | 0.0% |
| Jefferson County | 8 | 7 | 0 | 0.0% |
| Jackson County | 3 | 1 | 1 | 33.3% |
| Wood County | 2 | 1 | 0 | 0.0% |
| Putnam County | 1 | 1 | 0 | 0.0% |
| Marion County | 1 | 0 | 1 | 100.0% |
| Greenbrier County | 1 | 1 | 0 | 0.0% |
| Hancock County | 1 | 0 | 0 | 0.0% |
| Pocahontas County | 1 | 0 | 0 | 0.0% |
| Nicholas County | 1 | 1 | 0 | 0.0% |
Other large lenders in West Virginia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 3,615 | 23.0% | 6.88% |
| Vanderbilt Mortgage and Finance | F | 3,214 | 38.5% | 9.99% |
| City National Bank of West Virginia | C | 2,870 | 25.0% | 6.29% |
| The Huntington National Bank | D | 2,194 | 28.1% | 7.00% |
| Truist Bank | C | 1,776 | 31.1% | 6.63% |
| Loandepot.Com | D | 1,624 | 18.7% | 6.58% |
| Mortgage Research Center | C | 1,592 | 17.4% | 6.25% |
| WesBanco Bank | B | 1,475 | 16.7% | 6.01% |
| Movement Mortgage | A | 1,167 | 5.4% | 6.63% |
| Crosscountry Mortgage | B | 1,140 | 4.0% | 6.58% |
Frequently asked questions
West Virginia: 36 applications in 2025, of which 26 were originated and 2 denied.
5.6% of all applications, or 6.9% of the applications it actually decided on. The West Virginia statewide average across all lenders was 21.2%.
The median rate on loans The Loan Store originated in West Virginia in 2025 was 6.75%, against a statewide median of 6.62%.
About this data. Figures are The Loan Store's own HMDA filing for properties located in West Virginia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology