Texana Bank in Pennsylvania vs the state
11.0%Denial rate-7.28 pts vs state
32.4%Decision denial rate+10.22 pts vs state
18.4%Origination rate-42.61 pts vs state
6.19%Median rate-0.44 pts vs state
0.11Rate spread (pts)-0.13 pts vs state
$87kMedian applicant income
20Loans originated
12Denied
Trend in Pennsylvania
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 35 | 0 | 22.9% | — | #524 |
| 2024 | 65 | 10 | 12.3% | 6.44% | #434 |
| 2025 | 109 | 20 | 11.0% | 6.19% | #364 |
What Texana Bank lends in Pennsylvania
By loan purpose
By loan type
Why it denied Pennsylvania applicants
Where in Pennsylvania
Counties with the most Texana Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Delaware County | 12 | 1 | 2 | 16.7% |
| Philadelphia County | 12 | 0 | 3 | 25.0% |
| Northampton County | 7 | 2 | 0 | 0.0% |
| Bucks County | 7 | 0 | 0 | 0.0% |
| Montgomery County | 7 | 0 | 0 | 0.0% |
| Monroe County | 6 | 0 | 1 | 16.7% |
| Westmoreland County | 5 | 4 | 0 | 0.0% |
| Cumberland County | 5 | 2 | 0 | 0.0% |
| Allegheny County | 5 | 0 | 1 | 20.0% |
| Lancaster County | 4 | 0 | 1 | 25.0% |
Other large lenders in Pennsylvania
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 22,411 | 18.6% | 6.75% |
| Citizens Bank | C | 18,256 | 28.1% | 7.65% |
| PNC Bank | D | 18,031 | 20.6% | 6.88% |
| United Shore Financial Services | B | 13,178 | 13.4% | 6.47% |
| Crosscountry Mortgage | B | 11,615 | 3.3% | 6.63% |
| Members 1st | B | 10,863 | 30.9% | 1.99% |
| First National Bank of Pennsylvania | B | 9,542 | 27.8% | 6.49% |
| Police & Fire | C | 8,460 | 34.6% | 6.25% |
| PENNSYLVANIA STATE EMPLOYEES Credit Union | C | 8,308 | 13.7% | 6.64% |
| Pennymac Loan Services | C | 7,900 | 12.6% | 6.50% |
Frequently asked questions
Pennsylvania: 109 applications in 2025, of which 20 were originated and 12 denied.
11.0% of all applications, or 32.4% of the applications it actually decided on. The Pennsylvania statewide average across all lenders was 18.3%.
The median rate on loans Texana Bank originated in Pennsylvania in 2025 was 6.19%, against a statewide median of 6.63%.
About this data. Figures are Texana Bank's own HMDA filing for properties located in Pennsylvania, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology