TD Bank in Pennsylvania vs the state
25.3%Denial rate+6.99 pts vs state
31.9%Decision denial rate+9.66 pts vs state
52.7%Origination rate-8.27 pts vs state
7.44%Median rate+0.82 pts vs state
0.28Rate spread (pts)+0.04 pts vs state
$133kMedian applicant income
1,803Loans originated
865Denied
Trend in Pennsylvania
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 3,734 | 2,035 | 29.4% | 7.84% | #25 |
| 2024 | 3,453 | 1,825 | 28.1% | 8.34% | #31 |
| 2025 | 3,422 | 1,803 | 25.3% | 7.44% | #32 |
What TD Bank lends in Pennsylvania
By loan purpose
By loan type
Why it denied Pennsylvania applicants
Where in Pennsylvania
Counties with the most TD Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Philadelphia County | 771 | 332 | 273 | 35.4% |
| Montgomery County | 655 | 379 | 120 | 18.3% |
| Bucks County | 498 | 276 | 108 | 21.7% |
| Delaware County | 475 | 250 | 121 | 25.5% |
| Chester County | 423 | 282 | 59 | 13.9% |
| Lehigh County | 114 | 50 | 36 | 31.6% |
| Northampton County | 101 | 45 | 37 | 36.6% |
| Monroe County | 71 | 37 | 18 | 25.4% |
| Allegheny County | 58 | 26 | 15 | 25.9% |
| Berks County | 39 | 19 | 13 | 33.3% |
Other large lenders in Pennsylvania
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 22,411 | 18.6% | 6.75% |
| Citizens Bank | C | 18,256 | 28.1% | 7.65% |
| PNC Bank | D | 18,031 | 20.6% | 6.88% |
| United Shore Financial Services | B | 13,178 | 13.4% | 6.47% |
| Crosscountry Mortgage | B | 11,615 | 3.3% | 6.63% |
| Members 1st | B | 10,863 | 30.9% | 1.99% |
| First National Bank of Pennsylvania | B | 9,542 | 27.8% | 6.49% |
| Police & Fire | C | 8,460 | 34.6% | 6.25% |
| PENNSYLVANIA STATE EMPLOYEES Credit Union | C | 8,308 | 13.7% | 6.64% |
| Pennymac Loan Services | C | 7,900 | 12.6% | 6.50% |
Frequently asked questions
Pennsylvania: 3,422 applications in 2025, of which 1,803 were originated and 865 denied.
25.3% of all applications, or 31.9% of the applications it actually decided on. The Pennsylvania statewide average across all lenders was 18.3%.
The median rate on loans TD Bank originated in Pennsylvania in 2025 was 7.44%, against a statewide median of 6.63%.
About this data. Figures are TD Bank's own HMDA filing for properties located in Pennsylvania, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology