Tammac Holdings in Pennsylvania vs the state
62.8%Denial rate+44.51 pts vs state
63.3%Decision denial rate+41.10 pts vs state
19.0%Origination rate-41.96 pts vs state
9.35%Median rate+2.72 pts vs state
3.45Rate spread (pts)+3.21 pts vs state
$58kMedian applicant income
95Loans originated
314Denied
Trend in Pennsylvania
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 713 | 100 | 57.2% | 10.20% | #102 |
| 2024 | 311 | 103 | 49.8% | 9.70% | #205 |
| 2025 | 500 | 95 | 62.8% | 9.35% | #154 |
What Tammac Holdings lends in Pennsylvania
By loan purpose
By loan type
Why it denied Pennsylvania applicants
Where in Pennsylvania
Counties with the most Tammac Holdings applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Bucks County | 71 | 20 | 36 | 50.7% |
| York County | 38 | 7 | 25 | 65.8% |
| Luzerne County | 33 | 6 | 25 | 75.8% |
| Lancaster County | 32 | 5 | 21 | 65.6% |
| Lehigh County | 28 | 3 | 19 | 67.9% |
| Dauphin County | 27 | 5 | 15 | 55.6% |
| Chester County | 26 | 4 | 16 | 61.5% |
| Berks County | 25 | 2 | 18 | 72.0% |
| Erie County | 23 | 8 | 10 | 43.5% |
| Westmoreland County | 19 | 0 | 18 | 94.7% |
Other large lenders in Pennsylvania
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 22,411 | 18.6% | 6.75% |
| Citizens Bank | C | 18,256 | 28.1% | 7.65% |
| PNC Bank | D | 18,031 | 20.6% | 6.88% |
| United Shore Financial Services | B | 13,178 | 13.4% | 6.47% |
| Crosscountry Mortgage | B | 11,615 | 3.3% | 6.63% |
| Members 1st | B | 10,863 | 30.9% | 1.99% |
| First National Bank of Pennsylvania | B | 9,542 | 27.8% | 6.49% |
| Police & Fire | C | 8,460 | 34.6% | 6.25% |
| PENNSYLVANIA STATE EMPLOYEES Credit Union | C | 8,308 | 13.7% | 6.64% |
| Pennymac Loan Services | C | 7,900 | 12.6% | 6.50% |
Frequently asked questions
Pennsylvania: 500 applications in 2025, of which 95 were originated and 314 denied.
62.8% of all applications, or 63.3% of the applications it actually decided on. The Pennsylvania statewide average across all lenders was 18.3%.
The median rate on loans Tammac Holdings originated in Pennsylvania in 2025 was 9.35%, against a statewide median of 6.63%.
About this data. Figures are Tammac Holdings's own HMDA filing for properties located in Pennsylvania, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology