Sun West Mortgage Company in West Virginia vs the state
21.1%Denial rate-0.14 pts vs state
22.9%Decision denial rate-3.80 pts vs state
57.9%Origination rate+3.10 pts vs state
6.75%Median rate+0.13 pts vs state
0.79Rate spread (pts)+0.39 pts vs state
$79kMedian applicant income
22Loans originated
8Denied
Trend in West Virginia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 21 | 14 | 19.1% | 6.88% | #185 |
| 2024 | 29 | 18 | 13.8% | 6.75% | #171 |
| 2025 | 38 | 22 | 21.1% | 6.75% | #152 |
What Sun West Mortgage Company lends in West Virginia
By loan purpose
By loan type
Why it denied West Virginia applicants
Where in West Virginia
Counties with the most Sun West Mortgage Company applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Brooke County | 4 | 3 | 0 | 0.0% |
| Monongalia County | 4 | 2 | 0 | 0.0% |
| Kanawha County | 3 | 2 | 0 | 0.0% |
| Jefferson County | 3 | 2 | 0 | 0.0% |
| Preston County | 2 | 1 | 1 | 50.0% |
| Summers County | 2 | 1 | 1 | 50.0% |
| Marion County | 2 | 0 | 1 | 50.0% |
| Wetzel County | 2 | 1 | 1 | 50.0% |
| Lewis County | 2 | 2 | 0 | 0.0% |
| Berkeley County | 2 | 2 | 0 | 0.0% |
Other large lenders in West Virginia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 3,615 | 23.0% | 6.88% |
| Vanderbilt Mortgage and Finance | F | 3,214 | 38.5% | 9.99% |
| City National Bank of West Virginia | C | 2,870 | 25.0% | 6.29% |
| The Huntington National Bank | D | 2,194 | 28.1% | 7.00% |
| Truist Bank | C | 1,776 | 31.1% | 6.63% |
| Loandepot.Com | D | 1,624 | 18.7% | 6.58% |
| Mortgage Research Center | C | 1,592 | 17.4% | 6.25% |
| WesBanco Bank | B | 1,475 | 16.7% | 6.01% |
| Movement Mortgage | A | 1,167 | 5.4% | 6.63% |
| Crosscountry Mortgage | B | 1,140 | 4.0% | 6.58% |
Frequently asked questions
West Virginia: 38 applications in 2025, of which 22 were originated and 8 denied.
21.1% of all applications, or 22.9% of the applications it actually decided on. The West Virginia statewide average across all lenders was 21.2%.
The median rate on loans Sun West Mortgage Company originated in West Virginia in 2025 was 6.75%, against a statewide median of 6.62%.
About this data. Figures are Sun West Mortgage Company's own HMDA filing for properties located in West Virginia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology