Sun East Federal Credit Union in Pennsylvania vs the state
22.2%Denial rate+3.92 pts vs state
26.4%Decision denial rate+4.18 pts vs state
61.0%Origination rate0.00 pts vs state
4.99%Median rate-1.63 pts vs state
-2.21Rate spread (pts)-2.45 pts vs state
$105kMedian applicant income
431Loans originated
157Denied
Trend in Pennsylvania
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 564 | 370 | 22.5% | 5.81% | #127 |
| 2024 | 554 | 299 | 30.5% | 4.99% | #133 |
| 2025 | 707 | 431 | 22.2% | 4.99% | #123 |
What Sun East Federal Credit Union lends in Pennsylvania
By loan purpose
By loan type
Why it denied Pennsylvania applicants
Where in Pennsylvania
Counties with the most Sun East Federal Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Delaware County | 453 | 268 | 108 | 23.8% |
| Chester County | 123 | 79 | 24 | 19.5% |
| Lancaster County | 30 | 18 | 6 | 20.0% |
| Philadelphia County | 27 | 13 | 10 | 37.0% |
| Montgomery County | 25 | 18 | 3 | 12.0% |
| Bucks County | 13 | 8 | 1 | 7.7% |
| Allegheny County | 12 | 12 | 0 | 0.0% |
| Lehigh County | 5 | 3 | 0 | 0.0% |
| Northampton County | 4 | 4 | 0 | 0.0% |
| Monroe County | 4 | 2 | 2 | 50.0% |
Other large lenders in Pennsylvania
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 22,411 | 18.6% | 6.75% |
| Citizens Bank | C | 18,256 | 28.1% | 7.65% |
| PNC Bank | D | 18,031 | 20.6% | 6.88% |
| United Shore Financial Services | B | 13,178 | 13.4% | 6.47% |
| Crosscountry Mortgage | B | 11,615 | 3.3% | 6.63% |
| Members 1st | B | 10,863 | 30.9% | 1.99% |
| First National Bank of Pennsylvania | B | 9,542 | 27.8% | 6.49% |
| Police & Fire | C | 8,460 | 34.6% | 6.25% |
| PENNSYLVANIA STATE EMPLOYEES Credit Union | C | 8,308 | 13.7% | 6.64% |
| Pennymac Loan Services | C | 7,900 | 12.6% | 6.50% |
Frequently asked questions
Pennsylvania: 707 applications in 2025, of which 431 were originated and 157 denied.
22.2% of all applications, or 26.4% of the applications it actually decided on. The Pennsylvania statewide average across all lenders was 18.3%.
The median rate on loans Sun East Federal Credit Union originated in Pennsylvania in 2025 was 4.99%, against a statewide median of 6.63%.
About this data. Figures are Sun East Federal Credit Union's own HMDA filing for properties located in Pennsylvania, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology