Strong Home Mortgage in Pennsylvania vs the state
13.2%Denial rate-5.05 pts vs state
20.9%Decision denial rate-1.28 pts vs state
50.0%Origination rate-10.96 pts vs state
6.12%Median rate-0.50 pts vs state
-0.17Rate spread (pts)-0.41 pts vs state
$149kMedian applicant income
34Loans originated
9Denied
Trend in Pennsylvania
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 17 | 9 | 0.0% | 7.13% | #631 |
| 2024 | 54 | 28 | 0.0% | 6.31% | #465 |
| 2025 | 68 | 34 | 13.2% | 6.12% | #439 |
What Strong Home Mortgage lends in Pennsylvania
By loan purpose
By loan type
Why it denied Pennsylvania applicants
Where in Pennsylvania
Counties with the most Strong Home Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Montgomery County | 17 | 4 | 6 | 35.3% |
| Chester County | 12 | 9 | 0 | 0.0% |
| Delaware County | 6 | 4 | 0 | 0.0% |
| Bucks County | 6 | 3 | 1 | 16.7% |
| Philadelphia County | 6 | 2 | 2 | 33.3% |
| Lehigh County | 3 | 1 | 0 | 0.0% |
| Allegheny County | 3 | 1 | 0 | 0.0% |
| Butler County | 2 | 1 | 0 | 0.0% |
| Lancaster County | 2 | 1 | 0 | 0.0% |
| York County | 2 | 1 | 0 | 0.0% |
Other large lenders in Pennsylvania
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 22,411 | 18.6% | 6.75% |
| Citizens Bank | C | 18,256 | 28.1% | 7.65% |
| PNC Bank | D | 18,031 | 20.6% | 6.88% |
| United Shore Financial Services | B | 13,178 | 13.4% | 6.47% |
| Crosscountry Mortgage | B | 11,615 | 3.3% | 6.63% |
| Members 1st | B | 10,863 | 30.9% | 1.99% |
| First National Bank of Pennsylvania | B | 9,542 | 27.8% | 6.49% |
| Police & Fire | C | 8,460 | 34.6% | 6.25% |
| PENNSYLVANIA STATE EMPLOYEES Credit Union | C | 8,308 | 13.7% | 6.64% |
| Pennymac Loan Services | C | 7,900 | 12.6% | 6.50% |
Frequently asked questions
Pennsylvania: 68 applications in 2025, of which 34 were originated and 9 denied.
13.2% of all applications, or 20.9% of the applications it actually decided on. The Pennsylvania statewide average across all lenders was 18.3%.
The median rate on loans Strong Home Mortgage originated in Pennsylvania in 2025 was 6.12%, against a statewide median of 6.63%.
About this data. Figures are Strong Home Mortgage's own HMDA filing for properties located in Pennsylvania, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology