Stockton Mortgage in Pennsylvania vs the state
6.9%Denial rate-11.37 pts vs state
9.5%Decision denial rate-12.70 pts vs state
64.4%Origination rate+3.48 pts vs state
6.63%Median rate0.00 pts vs state
0.35Rate spread (pts)+0.11 pts vs state
$90kMedian applicant income
270Loans originated
29Denied
Trend in Pennsylvania
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 600 | 430 | 6.7% | 6.75% | #117 |
| 2024 | 498 | 341 | 5.2% | 6.63% | #147 |
| 2025 | 419 | 270 | 6.9% | 6.63% | #178 |
What Stockton Mortgage lends in Pennsylvania
By loan purpose
By loan type
Why it denied Pennsylvania applicants
Where in Pennsylvania
Counties with the most Stockton Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Allegheny County | 143 | 103 | 7 | 4.9% |
| Washington County | 79 | 56 | 5 | 6.3% |
| Fayette County | 51 | 40 | 3 | 5.9% |
| Westmoreland County | 29 | 19 | 1 | 3.4% |
| Butler County | 21 | 17 | 1 | 4.8% |
| Beaver County | 16 | 12 | 0 | 0.0% |
| Lawrence County | 9 | 6 | 1 | 11.1% |
| Philadelphia County | 7 | 1 | 1 | 14.3% |
| Armstrong County | 6 | 3 | 0 | 0.0% |
| Monroe County | 4 | 0 | 1 | 25.0% |
Other large lenders in Pennsylvania
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 22,411 | 18.6% | 6.75% |
| Citizens Bank | C | 18,256 | 28.1% | 7.65% |
| PNC Bank | D | 18,031 | 20.6% | 6.88% |
| United Shore Financial Services | B | 13,178 | 13.4% | 6.47% |
| Crosscountry Mortgage | B | 11,615 | 3.3% | 6.63% |
| Members 1st | B | 10,863 | 30.9% | 1.99% |
| First National Bank of Pennsylvania | B | 9,542 | 27.8% | 6.49% |
| Police & Fire | C | 8,460 | 34.6% | 6.25% |
| PENNSYLVANIA STATE EMPLOYEES Credit Union | C | 8,308 | 13.7% | 6.64% |
| Pennymac Loan Services | C | 7,900 | 12.6% | 6.50% |
Frequently asked questions
Pennsylvania: 419 applications in 2025, of which 270 were originated and 29 denied.
6.9% of all applications, or 9.5% of the applications it actually decided on. The Pennsylvania statewide average across all lenders was 18.3%.
The median rate on loans Stockton Mortgage originated in Pennsylvania in 2025 was 6.63%, against a statewide median of 6.63%.
About this data. Figures are Stockton Mortgage's own HMDA filing for properties located in Pennsylvania, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology