Stifel Bank and Trust in Pennsylvania vs the state
2.3%Denial rate-16.04 pts vs state
2.4%Decision denial rate-19.83 pts vs state
91.0%Origination rate+30.05 pts vs state
6.13%Median rate-0.50 pts vs state
-0.05Rate spread (pts)-0.29 pts vs state
$182kMedian applicant income
81Loans originated
2Denied
Trend in Pennsylvania
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 70 | 61 | 1.4% | 6.13% | #425 |
| 2024 | 86 | 79 | 1.2% | 6.38% | #399 |
| 2025 | 89 | 81 | 2.3% | 6.13% | #389 |
What Stifel Bank and Trust lends in Pennsylvania
By loan purpose
By loan type
Why it denied Pennsylvania applicants
Where in Pennsylvania
Counties with the most Stifel Bank and Trust applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Bucks County | 11 | 10 | 1 | 9.1% |
| Montgomery County | 11 | 9 | 1 | 9.1% |
| Allegheny County | 10 | 10 | 0 | 0.0% |
| Philadelphia County | 8 | 7 | 0 | 0.0% |
| Chester County | 8 | 7 | 0 | 0.0% |
| Northampton County | 4 | 3 | 0 | 0.0% |
| Luzerne County | 4 | 4 | 0 | 0.0% |
| Delaware County | 3 | 3 | 0 | 0.0% |
| Dauphin County | 3 | 2 | 0 | 0.0% |
| Lehigh County | 3 | 3 | 0 | 0.0% |
Other large lenders in Pennsylvania
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 22,411 | 18.6% | 6.75% |
| Citizens Bank | C | 18,256 | 28.1% | 7.65% |
| PNC Bank | D | 18,031 | 20.6% | 6.88% |
| United Shore Financial Services | B | 13,178 | 13.4% | 6.47% |
| Crosscountry Mortgage | B | 11,615 | 3.3% | 6.63% |
| Members 1st | B | 10,863 | 30.9% | 1.99% |
| First National Bank of Pennsylvania | B | 9,542 | 27.8% | 6.49% |
| Police & Fire | C | 8,460 | 34.6% | 6.25% |
| PENNSYLVANIA STATE EMPLOYEES Credit Union | C | 8,308 | 13.7% | 6.64% |
| Pennymac Loan Services | C | 7,900 | 12.6% | 6.50% |
Frequently asked questions
Pennsylvania: 89 applications in 2025, of which 81 were originated and 2 denied.
2.3% of all applications, or 2.4% of the applications it actually decided on. The Pennsylvania statewide average across all lenders was 18.3%.
The median rate on loans Stifel Bank and Trust originated in Pennsylvania in 2025 was 6.13%, against a statewide median of 6.63%.
About this data. Figures are Stifel Bank and Trust's own HMDA filing for properties located in Pennsylvania, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology