Southwest Stage Funding in Pennsylvania vs the state
8.9%Denial rate-9.36 pts vs state
25.0%Decision denial rate+2.79 pts vs state
10.7%Origination rate-50.25 pts vs state
5.88%Median rate-0.75 pts vs state
0.08Rate spread (pts)-0.16 pts vs state
$84kMedian applicant income
6Loans originated
5Denied
Trend in Pennsylvania
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 14 | 8 | 14.3% | 8.03% | #657 |
| 2024 | 30 | 7 | 16.7% | 9.15% | #554 |
| 2025 | 56 | 6 | 8.9% | 5.88% | #476 |
What Southwest Stage Funding lends in Pennsylvania
By loan purpose
By loan type
Why it denied Pennsylvania applicants
Where in Pennsylvania
Counties with the most Southwest Stage Funding applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Erie County | 11 | 1 | 1 | 9.1% |
| Westmoreland County | 5 | 1 | 2 | 40.0% |
| Columbia County | 4 | 0 | 0 | 0.0% |
| Schuylkill County | 3 | 0 | 0 | 0.0% |
| Beaver County | 2 | 0 | 0 | 0.0% |
| Luzerne County | 2 | 0 | 0 | 0.0% |
| Lackawanna County | 2 | 0 | 0 | 0.0% |
| Fayette County | 2 | 0 | 0 | 0.0% |
| Crawford County | 2 | 0 | 0 | 0.0% |
| Armstrong County | 2 | 0 | 0 | 0.0% |
Other large lenders in Pennsylvania
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 22,411 | 18.6% | 6.75% |
| Citizens Bank | C | 18,256 | 28.1% | 7.65% |
| PNC Bank | D | 18,031 | 20.6% | 6.88% |
| United Shore Financial Services | B | 13,178 | 13.4% | 6.47% |
| Crosscountry Mortgage | B | 11,615 | 3.3% | 6.63% |
| Members 1st | B | 10,863 | 30.9% | 1.99% |
| First National Bank of Pennsylvania | B | 9,542 | 27.8% | 6.49% |
| Police & Fire | C | 8,460 | 34.6% | 6.25% |
| PENNSYLVANIA STATE EMPLOYEES Credit Union | C | 8,308 | 13.7% | 6.64% |
| Pennymac Loan Services | C | 7,900 | 12.6% | 6.50% |
Frequently asked questions
Pennsylvania: 56 applications in 2025, of which 6 were originated and 5 denied.
8.9% of all applications, or 25.0% of the applications it actually decided on. The Pennsylvania statewide average across all lenders was 18.3%.
The median rate on loans Southwest Stage Funding originated in Pennsylvania in 2025 was 5.88%, against a statewide median of 6.63%.
About this data. Figures are Southwest Stage Funding's own HMDA filing for properties located in Pennsylvania, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology