Roundpoint Mortgage Servicing in Pennsylvania vs the state
13.9%Denial rate-4.37 pts vs state
19.0%Decision denial rate-3.24 pts vs state
58.2%Origination rate-2.73 pts vs state
3.38%Median rate-3.25 pts vs state
-2.95Rate spread (pts)-3.19 pts vs state
$102kMedian applicant income
46Loans originated
11Denied
Trend in Pennsylvania
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 8 | 4 | 12.5% | 2.69% | #735 |
| 2024 | 35 | 21 | 8.6% | 3.25% | #531 |
| 2025 | 79 | 46 | 13.9% | 3.38% | #409 |
What Roundpoint Mortgage Servicing lends in Pennsylvania
By loan purpose
By loan type
Why it denied Pennsylvania applicants
Where in Pennsylvania
Counties with the most Roundpoint Mortgage Servicing applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Allegheny County | 8 | 4 | 2 | 25.0% |
| Philadelphia County | 8 | 3 | 1 | 12.5% |
| Montgomery County | 8 | 2 | 3 | 37.5% |
| Bucks County | 7 | 5 | 1 | 14.3% |
| Chester County | 4 | 2 | 0 | 0.0% |
| Lancaster County | 4 | 2 | 0 | 0.0% |
| Beaver County | 3 | 1 | 0 | 0.0% |
| Erie County | 3 | 2 | 1 | 33.3% |
| Blair County | 3 | 1 | 0 | 0.0% |
| Franklin County | 3 | 2 | 1 | 33.3% |
Other large lenders in Pennsylvania
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 22,411 | 18.6% | 6.75% |
| Citizens Bank | C | 18,256 | 28.1% | 7.65% |
| PNC Bank | D | 18,031 | 20.6% | 6.88% |
| United Shore Financial Services | B | 13,178 | 13.4% | 6.47% |
| Crosscountry Mortgage | B | 11,615 | 3.3% | 6.63% |
| Members 1st | B | 10,863 | 30.9% | 1.99% |
| First National Bank of Pennsylvania | B | 9,542 | 27.8% | 6.49% |
| Police & Fire | C | 8,460 | 34.6% | 6.25% |
| PENNSYLVANIA STATE EMPLOYEES Credit Union | C | 8,308 | 13.7% | 6.64% |
| Pennymac Loan Services | C | 7,900 | 12.6% | 6.50% |
Frequently asked questions
Pennsylvania: 79 applications in 2025, of which 46 were originated and 11 denied.
13.9% of all applications, or 19.0% of the applications it actually decided on. The Pennsylvania statewide average across all lenders was 18.3%.
The median rate on loans Roundpoint Mortgage Servicing originated in Pennsylvania in 2025 was 3.38%, against a statewide median of 6.63%.
About this data. Figures are Roundpoint Mortgage Servicing's own HMDA filing for properties located in Pennsylvania, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology