Riverfront Federal Credit Union in Pennsylvania vs the state
28.9%Denial rate+10.64 pts vs state
29.7%Decision denial rate+7.46 pts vs state
68.3%Origination rate+7.38 pts vs state
5.55%Median rate-1.08 pts vs state
-0.04Rate spread (pts)-0.28 pts vs state
$95kMedian applicant income
300Loans originated
127Denied
Trend in Pennsylvania
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 322 | 241 | 24.2% | 5.75% | #195 |
| 2024 | 334 | 270 | 18.0% | 6.25% | #193 |
| 2025 | 439 | 300 | 28.9% | 5.55% | #172 |
What Riverfront Federal Credit Union lends in Pennsylvania
By loan purpose
By loan type
Why it denied Pennsylvania applicants
Where in Pennsylvania
Counties with the most Riverfront Federal Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Berks County | 375 | 260 | 105 | 28.0% |
| Montgomery County | 11 | 4 | 6 | 54.5% |
| Lancaster County | 11 | 9 | 2 | 18.2% |
| Schuylkill County | 9 | 6 | 3 | 33.3% |
| Philadelphia County | 6 | 6 | 0 | 0.0% |
| Delaware County | 4 | 4 | 0 | 0.0% |
| Chester County | 3 | 0 | 2 | 66.7% |
| Bucks County | 2 | 2 | 0 | 0.0% |
| Tioga County | 2 | 2 | 0 | 0.0% |
| York County | 1 | 1 | 0 | 0.0% |
Other large lenders in Pennsylvania
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 22,411 | 18.6% | 6.75% |
| Citizens Bank | C | 18,256 | 28.1% | 7.65% |
| PNC Bank | D | 18,031 | 20.6% | 6.88% |
| United Shore Financial Services | B | 13,178 | 13.4% | 6.47% |
| Crosscountry Mortgage | B | 11,615 | 3.3% | 6.63% |
| Members 1st | B | 10,863 | 30.9% | 1.99% |
| First National Bank of Pennsylvania | B | 9,542 | 27.8% | 6.49% |
| Police & Fire | C | 8,460 | 34.6% | 6.25% |
| PENNSYLVANIA STATE EMPLOYEES Credit Union | C | 8,308 | 13.7% | 6.64% |
| Pennymac Loan Services | C | 7,900 | 12.6% | 6.50% |
Frequently asked questions
Pennsylvania: 439 applications in 2025, of which 300 were originated and 127 denied.
28.9% of all applications, or 29.7% of the applications it actually decided on. The Pennsylvania statewide average across all lenders was 18.3%.
The median rate on loans Riverfront Federal Credit Union originated in Pennsylvania in 2025 was 5.55%, against a statewide median of 6.63%.
About this data. Figures are Riverfront Federal Credit Union's own HMDA filing for properties located in Pennsylvania, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology