Raymond James Bank in Pennsylvania vs the state
2.8%Denial rate-15.51 pts vs state
3.0%Decision denial rate-19.18 pts vs state
88.9%Origination rate+27.93 pts vs state
5.56%Median rate-1.06 pts vs state
-0.41Rate spread (pts)-0.65 pts vs state
$275kMedian applicant income
32Loans originated
1Denied
Trend in Pennsylvania
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 27 | 23 | 11.1% | 5.38% | #555 |
| 2024 | 36 | 31 | 2.8% | 6.13% | #523 |
| 2025 | 36 | 32 | 2.8% | 5.56% | #527 |
What Raymond James Bank lends in Pennsylvania
By loan purpose
By loan type
Why it denied Pennsylvania applicants
Where in Pennsylvania
Counties with the most Raymond James Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Montgomery County | 7 | 6 | 1 | 14.3% |
| Bucks County | 5 | 5 | 0 | 0.0% |
| Allegheny County | 4 | 4 | 0 | 0.0% |
| Delaware County | 4 | 4 | 0 | 0.0% |
| Chester County | 4 | 4 | 0 | 0.0% |
| Philadelphia County | 2 | 1 | 0 | 0.0% |
| Dauphin County | 2 | 1 | 0 | 0.0% |
| Washington County | 2 | 2 | 0 | 0.0% |
| Centre County | 1 | 1 | 0 | 0.0% |
| Westmoreland County | 1 | 1 | 0 | 0.0% |
Other large lenders in Pennsylvania
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 22,411 | 18.6% | 6.75% |
| Citizens Bank | C | 18,256 | 28.1% | 7.65% |
| PNC Bank | D | 18,031 | 20.6% | 6.88% |
| United Shore Financial Services | B | 13,178 | 13.4% | 6.47% |
| Crosscountry Mortgage | B | 11,615 | 3.3% | 6.63% |
| Members 1st | B | 10,863 | 30.9% | 1.99% |
| First National Bank of Pennsylvania | B | 9,542 | 27.8% | 6.49% |
| Police & Fire | C | 8,460 | 34.6% | 6.25% |
| PENNSYLVANIA STATE EMPLOYEES Credit Union | C | 8,308 | 13.7% | 6.64% |
| Pennymac Loan Services | C | 7,900 | 12.6% | 6.50% |
Frequently asked questions
Pennsylvania: 36 applications in 2025, of which 32 were originated and 1 denied.
2.8% of all applications, or 3.0% of the applications it actually decided on. The Pennsylvania statewide average across all lenders was 18.3%.
The median rate on loans Raymond James Bank originated in Pennsylvania in 2025 was 5.56%, against a statewide median of 6.63%.
About this data. Figures are Raymond James Bank's own HMDA filing for properties located in Pennsylvania, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology