Quorum Federal Credit Union in Pennsylvania vs the state
43.9%Denial rate+25.59 pts vs state
45.0%Decision denial rate+22.82 pts vs state
39.3%Origination rate-21.67 pts vs state
9.13%Median rate+2.50 pts vs state
2.00Rate spread (pts)+1.76 pts vs state
$137kMedian applicant income
77Loans originated
86Denied
Trend in Pennsylvania
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 25 | 9 | 52.0% | 10.75% | #570 |
| 2024 | 89 | 43 | 31.5% | 9.88% | #392 |
| 2025 | 196 | 77 | 43.9% | 9.13% | #278 |
What Quorum Federal Credit Union lends in Pennsylvania
By loan purpose
By loan type
Why it denied Pennsylvania applicants
Where in Pennsylvania
Counties with the most Quorum Federal Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Chester County | 25 | 10 | 13 | 52.0% |
| Philadelphia County | 19 | 7 | 9 | 47.4% |
| Montgomery County | 16 | 8 | 7 | 43.8% |
| Northampton County | 14 | 5 | 5 | 35.7% |
| Delaware County | 13 | 5 | 4 | 30.8% |
| Allegheny County | 11 | 2 | 6 | 54.5% |
| Berks County | 11 | 4 | 4 | 36.4% |
| Bucks County | 11 | 5 | 4 | 36.4% |
| Lehigh County | 10 | 4 | 5 | 50.0% |
| York County | 7 | 3 | 4 | 57.1% |
Other large lenders in Pennsylvania
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 22,411 | 18.6% | 6.75% |
| Citizens Bank | C | 18,256 | 28.1% | 7.65% |
| PNC Bank | D | 18,031 | 20.6% | 6.88% |
| United Shore Financial Services | B | 13,178 | 13.4% | 6.47% |
| Crosscountry Mortgage | B | 11,615 | 3.3% | 6.63% |
| Members 1st | B | 10,863 | 30.9% | 1.99% |
| First National Bank of Pennsylvania | B | 9,542 | 27.8% | 6.49% |
| Police & Fire | C | 8,460 | 34.6% | 6.25% |
| PENNSYLVANIA STATE EMPLOYEES Credit Union | C | 8,308 | 13.7% | 6.64% |
| Pennymac Loan Services | C | 7,900 | 12.6% | 6.50% |
Frequently asked questions
Pennsylvania: 196 applications in 2025, of which 77 were originated and 86 denied.
43.9% of all applications, or 45.0% of the applications it actually decided on. The Pennsylvania statewide average across all lenders was 18.3%.
The median rate on loans Quorum Federal Credit Union originated in Pennsylvania in 2025 was 9.13%, against a statewide median of 6.63%.
About this data. Figures are Quorum Federal Credit Union's own HMDA filing for properties located in Pennsylvania, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology