Quorum Federal Credit Union · New Hampshire · 2025

Quorum Federal Credit Union in New Hampshire: approval rate, denial rate and rates (2025)

Quorum Federal Credit Union took 54 mortgage applications in New Hampshire in 2025, ranking #120 of 535 lenders active in the state. It originated 51.9% of them and denied 37.0% (38.5% of the applications it decided), against a statewide denial rate of 16.5%.

54Applicationsin NH
38.5%Decision denial ratestate 20.3%
9.06%Median ratestate 6.82%
$115,000Median loanstate $265,000
$4.8MVolume10 counties

Quorum Federal Credit Union in New Hampshire vs the state

37.0%Denial rate+20.55 pts vs state
38.5%Decision denial rate+18.19 pts vs state
51.9%Origination rate-9.86 pts vs state
9.06%Median rate+2.24 pts vs state
1.76Rate spread (pts)+1.52 pts vs state
$146kMedian applicant income
28Loans originated
20Denied

Trend in New Hampshire

YearApplicationsOriginatedDenial rateMedian rateRank in state
20236183.3%9.75%#270
2024211033.3%9.63%#184
2025542837.0%9.06%#120

What Quorum Federal Credit Union lends in New Hampshire

By loan purpose

Home purchase 2 4% · 0.0% denied
Refinance 3 6% · 0.0% denied
Cash-out refinance 45 83% · 44.4% denied
Home improvement 4 7% · 0.0% denied

By loan type

Conventional 54 100% · 37.0% denied

Why it denied New Hampshire applicants

Debt-to-income ratio 13 65%
Collateral 3 15%
Other 2 10%
Incomplete application 2 10%

Where in New Hampshire

Counties with the most Quorum Federal Credit Union applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Hillsborough County 1568 53.3%
Rockingham County 1282 16.7%
Strafford County 733 42.9%
Merrimack County 623 50.0%
Carroll County 431 25.0%
Sullivan County 320 0.0%
Grafton County 321 33.3%
Belknap County 211 50.0%
Coos County 110 0.0%
Cheshire County 101 100.0%

Other large lenders in New Hampshire

LenderGradeApplicationsDenial rateMedian rate
Citizens BankC 4,96924.3%7.40%
CMG MortgageA 3,4992.5%6.63%
Rocket MortgageC 3,09017.0%6.75%
United Shore Financial ServicesB 2,4888.8%6.50%
Service Federal Credit UnionC 2,30025.5%6.49%
TD BankD 1,81122.5%7.54%
St. Mary's Bank Credit UnionB 1,51421.2%7.25%
Lighthouse Federal Credit UnionD 1,31134.3%7.49%
DigitalD 1,12920.3%7.74%
Bank of AmericaF 1,06828.9%5.99%

Frequently asked questions

New Hampshire: 54 applications in 2025, of which 28 were originated and 20 denied.

37.0% of all applications, or 38.5% of the applications it actually decided on. The New Hampshire statewide average across all lenders was 16.5%.

The median rate on loans Quorum Federal Credit Union originated in New Hampshire in 2025 was 9.06%, against a statewide median of 6.82%.

About this data. Figures are Quorum Federal Credit Union's own HMDA filing for properties located in New Hampshire, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology