Provident Bank in Pennsylvania vs the state
16.5%Denial rate-1.83 pts vs state
20.6%Decision denial rate-1.58 pts vs state
60.8%Origination rate-0.20 pts vs state
6.75%Median rate+0.13 pts vs state
0.06Rate spread (pts)-0.18 pts vs state
$121kMedian applicant income
48Loans originated
13Denied
Trend in Pennsylvania
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 70 | 41 | 20.0% | 6.00% | #424 |
| 2024 | 55 | 31 | 27.3% | 7.01% | #463 |
| 2025 | 79 | 48 | 16.5% | 6.75% | #408 |
What Provident Bank lends in Pennsylvania
By loan purpose
By loan type
Why it denied Pennsylvania applicants
Where in Pennsylvania
Counties with the most Provident Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Lehigh County | 15 | 8 | 5 | 33.3% |
| Philadelphia County | 12 | 8 | 2 | 16.7% |
| Northampton County | 11 | 5 | 2 | 18.2% |
| Bucks County | 10 | 6 | 2 | 20.0% |
| Monroe County | 7 | 4 | 2 | 28.6% |
| Pike County | 7 | 4 | 0 | 0.0% |
| Montgomery County | 6 | 4 | 0 | 0.0% |
| Chester County | 3 | 3 | 0 | 0.0% |
| Wayne County | 2 | 2 | 0 | 0.0% |
| Butler County | 1 | 1 | 0 | 0.0% |
Other large lenders in Pennsylvania
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 22,411 | 18.6% | 6.75% |
| Citizens Bank | C | 18,256 | 28.1% | 7.65% |
| PNC Bank | D | 18,031 | 20.6% | 6.88% |
| United Shore Financial Services | B | 13,178 | 13.4% | 6.47% |
| Crosscountry Mortgage | B | 11,615 | 3.3% | 6.63% |
| Members 1st | B | 10,863 | 30.9% | 1.99% |
| First National Bank of Pennsylvania | B | 9,542 | 27.8% | 6.49% |
| Police & Fire | C | 8,460 | 34.6% | 6.25% |
| PENNSYLVANIA STATE EMPLOYEES Credit Union | C | 8,308 | 13.7% | 6.64% |
| Pennymac Loan Services | C | 7,900 | 12.6% | 6.50% |
Frequently asked questions
Pennsylvania: 79 applications in 2025, of which 48 were originated and 13 denied.
16.5% of all applications, or 20.6% of the applications it actually decided on. The Pennsylvania statewide average across all lenders was 18.3%.
The median rate on loans Provident Bank originated in Pennsylvania in 2025 was 6.75%, against a statewide median of 6.63%.
About this data. Figures are Provident Bank's own HMDA filing for properties located in Pennsylvania, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology