Plains Commerce Bank in Pennsylvania vs the state
5.6%Denial rate-12.71 pts vs state
7.9%Decision denial rate-14.30 pts vs state
64.9%Origination rate+3.98 pts vs state
6.63%Median rate0.00 pts vs state
0.31Rate spread (pts)+0.07 pts vs state
$109kMedian applicant income
163Loans originated
14Denied
Trend in Pennsylvania
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 445 | 266 | 3.2% | 6.75% | #156 |
| 2024 | 302 | 179 | 3.0% | 6.88% | #208 |
| 2025 | 251 | 163 | 5.6% | 6.63% | #245 |
What Plains Commerce Bank lends in Pennsylvania
By loan purpose
By loan type
Why it denied Pennsylvania applicants
Where in Pennsylvania
Counties with the most Plains Commerce Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Chester County | 27 | 20 | 0 | 0.0% |
| Philadelphia County | 21 | 8 | 3 | 14.3% |
| Lehigh County | 19 | 10 | 2 | 10.5% |
| Allegheny County | 18 | 15 | 1 | 5.6% |
| Lancaster County | 16 | 11 | 2 | 12.5% |
| Erie County | 13 | 8 | 0 | 0.0% |
| Montgomery County | 13 | 9 | 0 | 0.0% |
| Monroe County | 12 | 8 | 1 | 8.3% |
| Bucks County | 11 | 5 | 1 | 9.1% |
| Berks County | 9 | 7 | 1 | 11.1% |
Other large lenders in Pennsylvania
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 22,411 | 18.6% | 6.75% |
| Citizens Bank | C | 18,256 | 28.1% | 7.65% |
| PNC Bank | D | 18,031 | 20.6% | 6.88% |
| United Shore Financial Services | B | 13,178 | 13.4% | 6.47% |
| Crosscountry Mortgage | B | 11,615 | 3.3% | 6.63% |
| Members 1st | B | 10,863 | 30.9% | 1.99% |
| First National Bank of Pennsylvania | B | 9,542 | 27.8% | 6.49% |
| Police & Fire | C | 8,460 | 34.6% | 6.25% |
| PENNSYLVANIA STATE EMPLOYEES Credit Union | C | 8,308 | 13.7% | 6.64% |
| Pennymac Loan Services | C | 7,900 | 12.6% | 6.50% |
Frequently asked questions
Pennsylvania: 251 applications in 2025, of which 163 were originated and 14 denied.
5.6% of all applications, or 7.9% of the applications it actually decided on. The Pennsylvania statewide average across all lenders was 18.3%.
The median rate on loans Plains Commerce Bank originated in Pennsylvania in 2025 was 6.63%, against a statewide median of 6.63%.
About this data. Figures are Plains Commerce Bank's own HMDA filing for properties located in Pennsylvania, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology