Philadelphia Mortgage Advisors in Pennsylvania vs the state
1.0%Denial rate-17.30 pts vs state
1.1%Decision denial rate-21.10 pts vs state
87.9%Origination rate+26.97 pts vs state
6.50%Median rate-0.13 pts vs state
-0.05Rate spread (pts)-0.29 pts vs state
$138kMedian applicant income
357Loans originated
4Denied
Trend in Pennsylvania
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 475 | 408 | 0.8% | 6.50% | #146 |
| 2024 | 445 | 392 | 1.6% | 6.50% | #158 |
| 2025 | 406 | 357 | 1.0% | 6.50% | #184 |
What Philadelphia Mortgage Advisors lends in Pennsylvania
By loan purpose
By loan type
Why it denied Pennsylvania applicants
Where in Pennsylvania
Counties with the most Philadelphia Mortgage Advisors applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Philadelphia County | 143 | 125 | 1 | 0.7% |
| Montgomery County | 85 | 76 | 1 | 1.2% |
| Chester County | 53 | 50 | 0 | 0.0% |
| Delaware County | 51 | 45 | 1 | 2.0% |
| Bucks County | 46 | 36 | 1 | 2.2% |
| Berks County | 15 | 14 | 0 | 0.0% |
| Lancaster County | 6 | 5 | 0 | 0.0% |
| Monroe County | 2 | 1 | 0 | 0.0% |
| Lehigh County | 2 | 2 | 0 | 0.0% |
| Dauphin County | 1 | 1 | 0 | 0.0% |
Other large lenders in Pennsylvania
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 22,411 | 18.6% | 6.75% |
| Citizens Bank | C | 18,256 | 28.1% | 7.65% |
| PNC Bank | D | 18,031 | 20.6% | 6.88% |
| United Shore Financial Services | B | 13,178 | 13.4% | 6.47% |
| Crosscountry Mortgage | B | 11,615 | 3.3% | 6.63% |
| Members 1st | B | 10,863 | 30.9% | 1.99% |
| First National Bank of Pennsylvania | B | 9,542 | 27.8% | 6.49% |
| Police & Fire | C | 8,460 | 34.6% | 6.25% |
| PENNSYLVANIA STATE EMPLOYEES Credit Union | C | 8,308 | 13.7% | 6.64% |
| Pennymac Loan Services | C | 7,900 | 12.6% | 6.50% |
Frequently asked questions
Pennsylvania: 406 applications in 2025, of which 357 were originated and 4 denied.
1.0% of all applications, or 1.1% of the applications it actually decided on. The Pennsylvania statewide average across all lenders was 18.3%.
The median rate on loans Philadelphia Mortgage Advisors originated in Pennsylvania in 2025 was 6.50%, against a statewide median of 6.63%.
About this data. Figures are Philadelphia Mortgage Advisors's own HMDA filing for properties located in Pennsylvania, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology