Old National Bank in Pennsylvania vs the state
3.5%Denial rate-14.84 pts vs state
5.9%Decision denial rate-16.33 pts vs state
55.2%Origination rate-5.79 pts vs state
6.19%Median rate-0.44 pts vs state
-0.13Rate spread (pts)-0.37 pts vs state
$139kMedian applicant income
16Loans originated
1Denied
Trend in Pennsylvania
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 18 | 6 | 16.7% | 6.31% | #626 |
| 2024 | 27 | 16 | 3.7% | 6.00% | #569 |
| 2025 | 29 | 16 | 3.5% | 6.19% | #556 |
What Old National Bank lends in Pennsylvania
By loan purpose
By loan type
Why it denied Pennsylvania applicants
Where in Pennsylvania
Counties with the most Old National Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Allegheny County | 5 | 4 | 1 | 20.0% |
| Philadelphia County | 5 | 3 | 0 | 0.0% |
| Bucks County | 2 | 1 | 0 | 0.0% |
| Butler County | 2 | 1 | 0 | 0.0% |
| Lancaster County | 2 | 1 | 0 | 0.0% |
| Monroe County | 1 | 1 | 0 | 0.0% |
| Carbon County | 1 | 0 | 0 | 0.0% |
| Beaver County | 1 | 1 | 0 | 0.0% |
| Cumberland County | 1 | 1 | 0 | 0.0% |
| Northampton County | 1 | 0 | 0 | 0.0% |
Other large lenders in Pennsylvania
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 22,411 | 18.6% | 6.75% |
| Citizens Bank | C | 18,256 | 28.1% | 7.65% |
| PNC Bank | D | 18,031 | 20.6% | 6.88% |
| United Shore Financial Services | B | 13,178 | 13.4% | 6.47% |
| Crosscountry Mortgage | B | 11,615 | 3.3% | 6.63% |
| Members 1st | B | 10,863 | 30.9% | 1.99% |
| First National Bank of Pennsylvania | B | 9,542 | 27.8% | 6.49% |
| Police & Fire | C | 8,460 | 34.6% | 6.25% |
| PENNSYLVANIA STATE EMPLOYEES Credit Union | C | 8,308 | 13.7% | 6.64% |
| Pennymac Loan Services | C | 7,900 | 12.6% | 6.50% |
Frequently asked questions
Pennsylvania: 29 applications in 2025, of which 16 were originated and 1 denied.
3.5% of all applications, or 5.9% of the applications it actually decided on. The Pennsylvania statewide average across all lenders was 18.3%.
The median rate on loans Old National Bank originated in Pennsylvania in 2025 was 6.19%, against a statewide median of 6.63%.
About this data. Figures are Old National Bank's own HMDA filing for properties located in Pennsylvania, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology