Nqm Funding in Pennsylvania vs the state
19.5%Denial rate+1.25 pts vs state
20.2%Decision denial rate-1.97 pts vs state
72.4%Origination rate+11.45 pts vs state
7.25%Median rate+0.62 pts vs state
0.75Rate spread (pts)+0.52 pts vs state
$110kMedian applicant income
63Loans originated
17Denied
Trend in Pennsylvania
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 56 | 33 | 16.1% | 8.62% | #459 |
| 2024 | 66 | 50 | 10.6% | 7.87% | #432 |
| 2025 | 87 | 63 | 19.5% | 7.25% | #394 |
What Nqm Funding lends in Pennsylvania
By loan purpose
By loan type
Why it denied Pennsylvania applicants
Where in Pennsylvania
Counties with the most Nqm Funding applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Lancaster County | 10 | 9 | 0 | 0.0% |
| Bucks County | 10 | 6 | 4 | 40.0% |
| Philadelphia County | 8 | 6 | 2 | 25.0% |
| Northampton County | 7 | 6 | 0 | 0.0% |
| York County | 5 | 4 | 1 | 20.0% |
| Montgomery County | 5 | 5 | 0 | 0.0% |
| Cumberland County | 5 | 3 | 1 | 20.0% |
| Delaware County | 4 | 2 | 2 | 50.0% |
| Berks County | 4 | 3 | 1 | 25.0% |
| Dauphin County | 4 | 4 | 0 | 0.0% |
Other large lenders in Pennsylvania
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 22,411 | 18.6% | 6.75% |
| Citizens Bank | C | 18,256 | 28.1% | 7.65% |
| PNC Bank | D | 18,031 | 20.6% | 6.88% |
| United Shore Financial Services | B | 13,178 | 13.4% | 6.47% |
| Crosscountry Mortgage | B | 11,615 | 3.3% | 6.63% |
| Members 1st | B | 10,863 | 30.9% | 1.99% |
| First National Bank of Pennsylvania | B | 9,542 | 27.8% | 6.49% |
| Police & Fire | C | 8,460 | 34.6% | 6.25% |
| PENNSYLVANIA STATE EMPLOYEES Credit Union | C | 8,308 | 13.7% | 6.64% |
| Pennymac Loan Services | C | 7,900 | 12.6% | 6.50% |
Frequently asked questions
Pennsylvania: 87 applications in 2025, of which 63 were originated and 17 denied.
19.5% of all applications, or 20.2% of the applications it actually decided on. The Pennsylvania statewide average across all lenders was 18.3%.
The median rate on loans Nqm Funding originated in Pennsylvania in 2025 was 7.25%, against a statewide median of 6.63%.
About this data. Figures are Nqm Funding's own HMDA filing for properties located in Pennsylvania, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology