Northpoint Mortgage in New Hampshire vs the state
4.4%Denial rate-12.07 pts vs state
5.3%Decision denial rate-14.95 pts vs state
78.2%Origination rate+16.52 pts vs state
6.50%Median rate-0.32 pts vs state
0.32Rate spread (pts)+0.08 pts vs state
$132kMedian applicant income
248Loans originated
14Denied
Trend in New Hampshire
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 155 | 120 | 4.5% | 6.75% | #58 |
| 2024 | 239 | 183 | 5.9% | 6.63% | #43 |
| 2025 | 317 | 248 | 4.4% | 6.50% | #45 |
What Northpoint Mortgage lends in New Hampshire
By loan purpose
By loan type
Why it denied New Hampshire applicants
Where in New Hampshire
Counties with the most Northpoint Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Hillsborough County | 110 | 80 | 9 | 8.2% |
| Rockingham County | 63 | 48 | 2 | 3.2% |
| Merrimack County | 61 | 48 | 1 | 1.6% |
| Strafford County | 25 | 22 | 1 | 4.0% |
| Belknap County | 15 | 13 | 0 | 0.0% |
| Grafton County | 12 | 10 | 0 | 0.0% |
| Cheshire County | 10 | 9 | 0 | 0.0% |
| Carroll County | 10 | 9 | 0 | 0.0% |
| Sullivan County | 8 | 7 | 0 | 0.0% |
| Coos County | 3 | 2 | 1 | 33.3% |
Other large lenders in New Hampshire
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Citizens Bank | C | 4,969 | 24.3% | 7.40% |
| CMG Mortgage | A | 3,499 | 2.5% | 6.63% |
| Rocket Mortgage | C | 3,090 | 17.0% | 6.75% |
| United Shore Financial Services | B | 2,488 | 8.8% | 6.50% |
| Service Federal Credit Union | C | 2,300 | 25.5% | 6.49% |
| TD Bank | D | 1,811 | 22.5% | 7.54% |
| St. Mary's Bank Credit Union | B | 1,514 | 21.2% | 7.25% |
| Lighthouse Federal Credit Union | D | 1,311 | 34.3% | 7.49% |
| Digital | D | 1,129 | 20.3% | 7.74% |
| Bank of America | F | 1,068 | 28.9% | 5.99% |
Frequently asked questions
New Hampshire: 317 applications in 2025, of which 248 were originated and 14 denied.
4.4% of all applications, or 5.3% of the applications it actually decided on. The New Hampshire statewide average across all lenders was 16.5%.
The median rate on loans Northpoint Mortgage originated in New Hampshire in 2025 was 6.50%, against a statewide median of 6.82%.
About this data. Figures are Northpoint Mortgage's own HMDA filing for properties located in New Hampshire, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology