Nexera Holding in Pennsylvania vs the state
5.1%Denial rate-13.15 pts vs state
8.2%Decision denial rate-14.03 pts vs state
56.5%Origination rate-4.44 pts vs state
7.63%Median rate+1.00 pts vs state
1.19Rate spread (pts)+0.95 pts vs state
$139kMedian applicant income
143Loans originated
13Denied
Trend in Pennsylvania
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 99 | 48 | 6.1% | 8.75% | #377 |
| 2024 | 195 | 125 | 4.6% | 8.00% | #271 |
| 2025 | 253 | 143 | 5.1% | 7.63% | #243 |
What Nexera Holding lends in Pennsylvania
By loan purpose
By loan type
Why it denied Pennsylvania applicants
Where in Pennsylvania
Counties with the most Nexera Holding applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Philadelphia County | 62 | 36 | 1 | 1.6% |
| Montgomery County | 25 | 18 | 0 | 0.0% |
| Bucks County | 24 | 17 | 1 | 4.2% |
| Lehigh County | 17 | 9 | 0 | 0.0% |
| Delaware County | 13 | 6 | 0 | 0.0% |
| Monroe County | 12 | 6 | 3 | 25.0% |
| Allegheny County | 12 | 6 | 1 | 8.3% |
| Chester County | 9 | 4 | 0 | 0.0% |
| Lackawanna County | 7 | 4 | 0 | 0.0% |
| Luzerne County | 7 | 5 | 1 | 14.3% |
Other large lenders in Pennsylvania
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 22,411 | 18.6% | 6.75% |
| Citizens Bank | C | 18,256 | 28.1% | 7.65% |
| PNC Bank | D | 18,031 | 20.6% | 6.88% |
| United Shore Financial Services | B | 13,178 | 13.4% | 6.47% |
| Crosscountry Mortgage | B | 11,615 | 3.3% | 6.63% |
| Members 1st | B | 10,863 | 30.9% | 1.99% |
| First National Bank of Pennsylvania | B | 9,542 | 27.8% | 6.49% |
| Police & Fire | C | 8,460 | 34.6% | 6.25% |
| PENNSYLVANIA STATE EMPLOYEES Credit Union | C | 8,308 | 13.7% | 6.64% |
| Pennymac Loan Services | C | 7,900 | 12.6% | 6.50% |
Frequently asked questions
Pennsylvania: 253 applications in 2025, of which 143 were originated and 13 denied.
5.1% of all applications, or 8.2% of the applications it actually decided on. The Pennsylvania statewide average across all lenders was 18.3%.
The median rate on loans Nexera Holding originated in Pennsylvania in 2025 was 7.63%, against a statewide median of 6.63%.
About this data. Figures are Nexera Holding's own HMDA filing for properties located in Pennsylvania, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology