Mortgage Solutions of Colorado in West Virginia vs the state
4.0%Denial rate-17.19 pts vs state
4.7%Decision denial rate-22.01 pts vs state
60.0%Origination rate+5.21 pts vs state
7.75%Median rate+1.13 pts vs state
1.11Rate spread (pts)+0.71 pts vs state
$84kMedian applicant income
30Loans originated
2Denied
Trend in West Virginia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 58 | 39 | 1.7% | 6.88% | #115 |
| 2024 | 58 | 38 | 3.5% | 7.75% | #121 |
| 2025 | 50 | 30 | 4.0% | 7.75% | #137 |
What Mortgage Solutions of Colorado lends in West Virginia
By loan purpose
By loan type
Why it denied West Virginia applicants
Where in West Virginia
Counties with the most Mortgage Solutions of Colorado applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Hancock County | 11 | 7 | 1 | 9.1% |
| Ohio County | 9 | 6 | 0 | 0.0% |
| Brooke County | 4 | 3 | 0 | 0.0% |
| Raleigh County | 4 | 1 | 0 | 0.0% |
| Marshall County | 4 | 3 | 0 | 0.0% |
| Berkeley County | 3 | 2 | 1 | 33.3% |
| Morgan County | 2 | 2 | 0 | 0.0% |
| Preston County | 2 | 1 | 0 | 0.0% |
| Wood County | 2 | 1 | 0 | 0.0% |
| Fayette County | 1 | 0 | 0 | 0.0% |
Other large lenders in West Virginia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 3,615 | 23.0% | 6.88% |
| Vanderbilt Mortgage and Finance | F | 3,214 | 38.5% | 9.99% |
| City National Bank of West Virginia | C | 2,870 | 25.0% | 6.29% |
| The Huntington National Bank | D | 2,194 | 28.1% | 7.00% |
| Truist Bank | C | 1,776 | 31.1% | 6.63% |
| Loandepot.Com | D | 1,624 | 18.7% | 6.58% |
| Mortgage Research Center | C | 1,592 | 17.4% | 6.25% |
| WesBanco Bank | B | 1,475 | 16.7% | 6.01% |
| Movement Mortgage | A | 1,167 | 5.4% | 6.63% |
| Crosscountry Mortgage | B | 1,140 | 4.0% | 6.58% |
Frequently asked questions
West Virginia: 50 applications in 2025, of which 30 were originated and 2 denied.
4.0% of all applications, or 4.7% of the applications it actually decided on. The West Virginia statewide average across all lenders was 21.2%.
The median rate on loans Mortgage Solutions of Colorado originated in West Virginia in 2025 was 7.75%, against a statewide median of 6.62%.
About this data. Figures are Mortgage Solutions of Colorado's own HMDA filing for properties located in West Virginia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology