Mortgage Solutions of Colorado · Pennsylvania · 2025

Mortgage Solutions of Colorado in Pennsylvania: approval rate, denial rate and rates (2025)

Mortgage Solutions of Colorado took 127 mortgage applications in Pennsylvania in 2025, ranking #347 of 1,114 lenders active in the state. It originated 50.4% of them and denied 5.5% (8.4% of the applications it decided), against a statewide denial rate of 18.3%.

127Applicationsin PA
8.4%Decision denial ratestate 22.2%
7.50%Median ratestate 6.63%
$215,000Median loanstate $155,000
$16MVolume41 counties

Mortgage Solutions of Colorado in Pennsylvania vs the state

5.5%Denial rate-12.78 pts vs state
8.4%Decision denial rate-13.78 pts vs state
50.4%Origination rate-10.57 pts vs state
7.50%Median rate+0.88 pts vs state
1.00Rate spread (pts)+0.76 pts vs state
$83kMedian applicant income
64Loans originated
7Denied

Trend in Pennsylvania

YearApplicationsOriginatedDenial rateMedian rateRank in state
202369467.3%6.75%#427
2024107832.8%7.25%#359
2025127645.5%7.50%#347

What Mortgage Solutions of Colorado lends in Pennsylvania

By loan purpose

Home purchase 52 41% · 3.9% denied
Refinance 18 14% · 5.6% denied
Cash-out refinance 57 45% · 7.0% denied

By loan type

Conventional 7 6% · 14.3% denied
FHA 47 37% · 6.4% denied
VA 73 57% · 4.1% denied

Why it denied Pennsylvania applicants

Credit history 3 43%
Debt-to-income ratio 2 29%
Unverifiable information 1 14%
Insufficient cash 1 14%

Where in Pennsylvania

Counties with the most Mortgage Solutions of Colorado applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Philadelphia County 1570 0.0%
Allegheny County 852 25.0%
Erie County 621 16.7%
Delaware County 640 0.0%
Cumberland County 650 0.0%
Berks County 500 0.0%
Dauphin County 521 20.0%
Washington County 440 0.0%
Lancaster County 430 0.0%
Lehigh County 420 0.0%

Other large lenders in Pennsylvania

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 22,41118.6%6.75%
Citizens BankC 18,25628.1%7.65%
PNC BankD 18,03120.6%6.88%
United Shore Financial ServicesB 13,17813.4%6.47%
Crosscountry MortgageB 11,6153.3%6.63%
Members 1stB 10,86330.9%1.99%
First National Bank of PennsylvaniaB 9,54227.8%6.49%
Police & FireC 8,46034.6%6.25%
PENNSYLVANIA STATE EMPLOYEES Credit UnionC 8,30813.7%6.64%
Pennymac Loan ServicesC 7,90012.6%6.50%

Frequently asked questions

Pennsylvania: 127 applications in 2025, of which 64 were originated and 7 denied.

5.5% of all applications, or 8.4% of the applications it actually decided on. The Pennsylvania statewide average across all lenders was 18.3%.

The median rate on loans Mortgage Solutions of Colorado originated in Pennsylvania in 2025 was 7.50%, against a statewide median of 6.63%.

About this data. Figures are Mortgage Solutions of Colorado's own HMDA filing for properties located in Pennsylvania, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology