Mid-Continent Funding in Pennsylvania vs the state
7.4%Denial rate-10.88 pts vs state
8.7%Decision denial rate-13.51 pts vs state
66.7%Origination rate+5.71 pts vs state
6.69%Median rate+0.06 pts vs state
0.18Rate spread (pts)-0.06 pts vs state
$92kMedian applicant income
18Loans originated
2Denied
Trend in Pennsylvania
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 69 | 41 | 5.8% | 6.63% | #428 |
| 2024 | 80 | 44 | 10.0% | 6.25% | #406 |
| 2025 | 27 | 18 | 7.4% | 6.69% | #565 |
What Mid-Continent Funding lends in Pennsylvania
By loan purpose
By loan type
Why it denied Pennsylvania applicants
Where in Pennsylvania
Counties with the most Mid-Continent Funding applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Allegheny County | 4 | 3 | 0 | 0.0% |
| Dauphin County | 4 | 2 | 0 | 0.0% |
| Westmoreland County | 3 | 1 | 1 | 33.3% |
| Washington County | 2 | 2 | 0 | 0.0% |
| York County | 2 | 1 | 0 | 0.0% |
| Warren County | 1 | 0 | 1 | 100.0% |
| Beaver County | 1 | 0 | 0 | 0.0% |
| Chester County | 1 | 1 | 0 | 0.0% |
| Cumberland County | 1 | 1 | 0 | 0.0% |
| Monroe County | 1 | 1 | 0 | 0.0% |
Other large lenders in Pennsylvania
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 22,411 | 18.6% | 6.75% |
| Citizens Bank | C | 18,256 | 28.1% | 7.65% |
| PNC Bank | D | 18,031 | 20.6% | 6.88% |
| United Shore Financial Services | B | 13,178 | 13.4% | 6.47% |
| Crosscountry Mortgage | B | 11,615 | 3.3% | 6.63% |
| Members 1st | B | 10,863 | 30.9% | 1.99% |
| First National Bank of Pennsylvania | B | 9,542 | 27.8% | 6.49% |
| Police & Fire | C | 8,460 | 34.6% | 6.25% |
| PENNSYLVANIA STATE EMPLOYEES Credit Union | C | 8,308 | 13.7% | 6.64% |
| Pennymac Loan Services | C | 7,900 | 12.6% | 6.50% |
Frequently asked questions
Pennsylvania: 27 applications in 2025, of which 18 were originated and 2 denied.
7.4% of all applications, or 8.7% of the applications it actually decided on. The Pennsylvania statewide average across all lenders was 18.3%.
The median rate on loans Mid-Continent Funding originated in Pennsylvania in 2025 was 6.69%, against a statewide median of 6.63%.
About this data. Figures are Mid-Continent Funding's own HMDA filing for properties located in Pennsylvania, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology