Mde Home Loans in Pennsylvania vs the state
1.0%Denial rate-17.29 pts vs state
1.3%Decision denial rate-20.94 pts vs state
78.3%Origination rate+17.30 pts vs state
6.63%Median rate0.00 pts vs state
0.18Rate spread (pts)-0.06 pts vs state
$192kMedian applicant income
234Loans originated
3Denied
Trend in Pennsylvania
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 135 | 87 | 0.7% | 6.75% | #334 |
| 2024 | 278 | 204 | 3.2% | 6.63% | #223 |
| 2025 | 299 | 234 | 1.0% | 6.63% | #224 |
What Mde Home Loans lends in Pennsylvania
By loan purpose
By loan type
Why it denied Pennsylvania applicants
Where in Pennsylvania
Counties with the most Mde Home Loans applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Montgomery County | 59 | 50 | 1 | 1.7% |
| Lancaster County | 58 | 47 | 1 | 1.7% |
| Chester County | 56 | 39 | 0 | 0.0% |
| Cumberland County | 52 | 43 | 0 | 0.0% |
| York County | 47 | 37 | 1 | 2.1% |
| Bucks County | 8 | 8 | 0 | 0.0% |
| Dauphin County | 6 | 4 | 0 | 0.0% |
| Lehigh County | 6 | 3 | 0 | 0.0% |
| Philadelphia County | 3 | 1 | 0 | 0.0% |
| Delaware County | 2 | 1 | 0 | 0.0% |
Other large lenders in Pennsylvania
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 22,411 | 18.6% | 6.75% |
| Citizens Bank | C | 18,256 | 28.1% | 7.65% |
| PNC Bank | D | 18,031 | 20.6% | 6.88% |
| United Shore Financial Services | B | 13,178 | 13.4% | 6.47% |
| Crosscountry Mortgage | B | 11,615 | 3.3% | 6.63% |
| Members 1st | B | 10,863 | 30.9% | 1.99% |
| First National Bank of Pennsylvania | B | 9,542 | 27.8% | 6.49% |
| Police & Fire | C | 8,460 | 34.6% | 6.25% |
| PENNSYLVANIA STATE EMPLOYEES Credit Union | C | 8,308 | 13.7% | 6.64% |
| Pennymac Loan Services | C | 7,900 | 12.6% | 6.50% |
Frequently asked questions
Pennsylvania: 299 applications in 2025, of which 234 were originated and 3 denied.
1.0% of all applications, or 1.3% of the applications it actually decided on. The Pennsylvania statewide average across all lenders was 18.3%.
The median rate on loans Mde Home Loans originated in Pennsylvania in 2025 was 6.63%, against a statewide median of 6.63%.
About this data. Figures are Mde Home Loans's own HMDA filing for properties located in Pennsylvania, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology