Logan Finance in Pennsylvania vs the state
17.1%Denial rate-1.15 pts vs state
25.3%Decision denial rate+3.05 pts vs state
49.3%Origination rate-11.67 pts vs state
7.62%Median rate+1.00 pts vs state
1.44Rate spread (pts)+1.20 pts vs state
$225kMedian applicant income
69Loans originated
24Denied
Trend in Pennsylvania
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 128 | 74 | 10.9% | 9.00% | #342 |
| 2024 | 105 | 54 | 5.7% | 7.81% | #364 |
| 2025 | 140 | 69 | 17.1% | 7.62% | #332 |
What Logan Finance lends in Pennsylvania
By loan purpose
By loan type
Why it denied Pennsylvania applicants
Where in Pennsylvania
Counties with the most Logan Finance applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Philadelphia County | 72 | 40 | 12 | 16.7% |
| Monroe County | 12 | 3 | 4 | 33.3% |
| Luzerne County | 8 | 4 | 1 | 12.5% |
| Delaware County | 7 | 1 | 2 | 28.6% |
| Lehigh County | 6 | 2 | 0 | 0.0% |
| Berks County | 5 | 3 | 0 | 0.0% |
| Northampton County | 4 | 3 | 1 | 25.0% |
| Potter County | 3 | 1 | 1 | 33.3% |
| Chester County | 3 | 1 | 1 | 33.3% |
| Allegheny County | 3 | 1 | 1 | 33.3% |
Other large lenders in Pennsylvania
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 22,411 | 18.6% | 6.75% |
| Citizens Bank | C | 18,256 | 28.1% | 7.65% |
| PNC Bank | D | 18,031 | 20.6% | 6.88% |
| United Shore Financial Services | B | 13,178 | 13.4% | 6.47% |
| Crosscountry Mortgage | B | 11,615 | 3.3% | 6.63% |
| Members 1st | B | 10,863 | 30.9% | 1.99% |
| First National Bank of Pennsylvania | B | 9,542 | 27.8% | 6.49% |
| Police & Fire | C | 8,460 | 34.6% | 6.25% |
| PENNSYLVANIA STATE EMPLOYEES Credit Union | C | 8,308 | 13.7% | 6.64% |
| Pennymac Loan Services | C | 7,900 | 12.6% | 6.50% |
Frequently asked questions
Pennsylvania: 140 applications in 2025, of which 69 were originated and 24 denied.
17.1% of all applications, or 25.3% of the applications it actually decided on. The Pennsylvania statewide average across all lenders was 18.3%.
The median rate on loans Logan Finance originated in Pennsylvania in 2025 was 7.62%, against a statewide median of 6.63%.
About this data. Figures are Logan Finance's own HMDA filing for properties located in Pennsylvania, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology