Loansteady in Pennsylvania vs the state
8.3%Denial rate-9.96 pts vs state
13.6%Decision denial rate-8.57 pts vs state
41.7%Origination rate-19.29 pts vs state
6.13%Median rate-0.50 pts vs state
-0.12Rate spread (pts)-0.36 pts vs state
$132kMedian applicant income
15Loans originated
3Denied
What Loansteady lends in Pennsylvania
By loan purpose
By loan type
Why it denied Pennsylvania applicants
Where in Pennsylvania
Counties with the most Loansteady applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Philadelphia County | 9 | 2 | 1 | 11.1% |
| Chester County | 4 | 2 | 0 | 0.0% |
| Lehigh County | 3 | 2 | 0 | 0.0% |
| Union County | 2 | 1 | 0 | 0.0% |
| Allegheny County | 2 | 2 | 0 | 0.0% |
| Montgomery County | 2 | 1 | 0 | 0.0% |
| York County | 2 | 1 | 0 | 0.0% |
| Adams County | 2 | 2 | 0 | 0.0% |
| Lancaster County | 1 | 0 | 0 | 0.0% |
| Berks County | 1 | 0 | 1 | 100.0% |
Other large lenders in Pennsylvania
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 22,411 | 18.6% | 6.75% |
| Citizens Bank | C | 18,256 | 28.1% | 7.65% |
| PNC Bank | D | 18,031 | 20.6% | 6.88% |
| United Shore Financial Services | B | 13,178 | 13.4% | 6.47% |
| Crosscountry Mortgage | B | 11,615 | 3.3% | 6.63% |
| Members 1st | B | 10,863 | 30.9% | 1.99% |
| First National Bank of Pennsylvania | B | 9,542 | 27.8% | 6.49% |
| Police & Fire | C | 8,460 | 34.6% | 6.25% |
| PENNSYLVANIA STATE EMPLOYEES Credit Union | C | 8,308 | 13.7% | 6.64% |
| Pennymac Loan Services | C | 7,900 | 12.6% | 6.50% |
Frequently asked questions
Pennsylvania: 36 applications in 2025, of which 15 were originated and 3 denied.
8.3% of all applications, or 13.6% of the applications it actually decided on. The Pennsylvania statewide average across all lenders was 18.3%.
The median rate on loans Loansteady originated in Pennsylvania in 2025 was 6.13%, against a statewide median of 6.63%.
About this data. Figures are Loansteady's own HMDA filing for properties located in Pennsylvania, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology