Loan Funder in Wisconsin vs the state
9.6%Denial rate-4.39 pts vs state
18.9%Decision denial rate+2.51 pts vs state
41.4%Origination rate-26.80 pts vs state
7.90%Median rate+1.28 pts vs state
—Rate spread (pts)
—Median applicant income
43Loans originated
10Denied
Trend in Wisconsin
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 91 | 57 | 2.2% | 8.89% | #231 |
| 2024 | 136 | 71 | 8.1% | 7.93% | #185 |
| 2025 | 104 | 43 | 9.6% | 7.90% | #250 |
What Loan Funder lends in Wisconsin
By loan purpose
By loan type
Why it denied Wisconsin applicants
Where in Wisconsin
Counties with the most Loan Funder applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Milwaukee County | 77 | 36 | 6 | 7.8% |
| Racine County | 5 | 0 | 3 | 60.0% |
| Kenosha County | 4 | 2 | 0 | 0.0% |
| Walworth County | 3 | 0 | 0 | 0.0% |
| Chippewa County | 3 | 0 | 0 | 0.0% |
| Waukesha County | 2 | 2 | 0 | 0.0% |
| Monroe County | 1 | 0 | 0 | 0.0% |
| Lincoln County | 1 | 0 | 0 | 0.0% |
| Marathon County | 1 | 0 | 0 | 0.0% |
| Ozaukee County | 1 | 1 | 0 | 0.0% |
Other large lenders in Wisconsin
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Summit Credit Union | A | 15,483 | 13.8% | 6.75% |
| University of Wisconsin Credit Union | A | 11,781 | 13.8% | 6.50% |
| Landmark Credit Union | A | 9,393 | 17.7% | 6.50% |
| Rocket Mortgage | C | 7,819 | 18.0% | 6.63% |
| Associated Bank | B | 7,451 | 23.7% | 6.88% |
| BMO Bank | F | 5,202 | 25.3% | 8.23% |
| Educators Credit Union | B | 4,930 | 24.3% | 6.95% |
| U.S. Bank | D | 4,710 | 26.0% | 6.88% |
| Covantage Credit Union | B | 4,581 | 7.7% | 6.50% |
| United Shore Financial Services | B | 4,421 | 11.8% | 6.38% |
Frequently asked questions
Wisconsin: 104 applications in 2025, of which 43 were originated and 10 denied.
9.6% of all applications, or 18.9% of the applications it actually decided on. The Wisconsin statewide average across all lenders was 14.0%.
The median rate on loans Loan Funder originated in Wisconsin in 2025 was 7.90%, against a statewide median of 6.63%.
About this data. Figures are Loan Funder's own HMDA filing for properties located in Wisconsin, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology