LENDING CAPITAL GROUP in Pennsylvania vs the state
3.2%Denial rate-15.13 pts vs state
3.9%Decision denial rate-18.27 pts vs state
76.8%Origination rate+15.88 pts vs state
6.75%Median rate+0.13 pts vs state
0.30Rate spread (pts)+0.06 pts vs state
$103kMedian applicant income
365Loans originated
15Denied
Trend in Pennsylvania
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 370 | 300 | 2.2% | 6.88% | #173 |
| 2024 | 440 | 349 | 3.9% | 6.99% | #159 |
| 2025 | 475 | 365 | 3.2% | 6.75% | #163 |
What LENDING CAPITAL GROUP lends in Pennsylvania
By loan purpose
By loan type
Why it denied Pennsylvania applicants
Where in Pennsylvania
Counties with the most LENDING CAPITAL GROUP applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Bucks County | 193 | 152 | 5 | 2.6% |
| Philadelphia County | 150 | 113 | 6 | 4.0% |
| Montgomery County | 77 | 61 | 1 | 1.3% |
| Delaware County | 14 | 10 | 0 | 0.0% |
| Allegheny County | 7 | 4 | 0 | 0.0% |
| Monroe County | 7 | 3 | 2 | 28.6% |
| Berks County | 6 | 6 | 0 | 0.0% |
| Chester County | 6 | 3 | 1 | 16.7% |
| Lancaster County | 4 | 4 | 0 | 0.0% |
| Luzerne County | 3 | 3 | 0 | 0.0% |
Other large lenders in Pennsylvania
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 22,411 | 18.6% | 6.75% |
| Citizens Bank | C | 18,256 | 28.1% | 7.65% |
| PNC Bank | D | 18,031 | 20.6% | 6.88% |
| United Shore Financial Services | B | 13,178 | 13.4% | 6.47% |
| Crosscountry Mortgage | B | 11,615 | 3.3% | 6.63% |
| Members 1st | B | 10,863 | 30.9% | 1.99% |
| First National Bank of Pennsylvania | B | 9,542 | 27.8% | 6.49% |
| Police & Fire | C | 8,460 | 34.6% | 6.25% |
| PENNSYLVANIA STATE EMPLOYEES Credit Union | C | 8,308 | 13.7% | 6.64% |
| Pennymac Loan Services | C | 7,900 | 12.6% | 6.50% |
Frequently asked questions
Pennsylvania: 475 applications in 2025, of which 365 were originated and 15 denied.
3.2% of all applications, or 3.9% of the applications it actually decided on. The Pennsylvania statewide average across all lenders was 18.3%.
The median rate on loans LENDING CAPITAL GROUP originated in Pennsylvania in 2025 was 6.75%, against a statewide median of 6.63%.
About this data. Figures are LENDING CAPITAL GROUP's own HMDA filing for properties located in Pennsylvania, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology