Unnamed lender 9845005BP6974AE5D838 in Pennsylvania vs the state
23.2%Denial rate+4.92 pts vs state
24.5%Decision denial rate+2.32 pts vs state
57.1%Origination rate-3.82 pts vs state
6.99%Median rate+0.37 pts vs state
1.05Rate spread (pts)+0.81 pts vs state
$5kMedian applicant income
32Loans originated
13Denied
What Unnamed lender 9845005BP6974AE5D838 lends in Pennsylvania
By loan purpose
By loan type
Why it denied Pennsylvania applicants
Where in Pennsylvania
Counties with the most Unnamed lender 9845005BP6974AE5D838 applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Philadelphia County | 24 | 14 | 8 | 33.3% |
| Allegheny County | 7 | 5 | 1 | 14.3% |
| Delaware County | 5 | 1 | 1 | 20.0% |
| Montgomery County | 4 | 4 | 0 | 0.0% |
| Luzerne County | 4 | 2 | 0 | 0.0% |
| Monroe County | 2 | 1 | 0 | 0.0% |
| Northampton County | 2 | 1 | 1 | 50.0% |
| Beaver County | 1 | 1 | 0 | 0.0% |
| Lehigh County | 1 | 0 | 1 | 100.0% |
| Armstrong County | 1 | 0 | 0 | 0.0% |
Other large lenders in Pennsylvania
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 22,411 | 18.6% | 6.75% |
| Citizens Bank | C | 18,256 | 28.1% | 7.65% |
| PNC Bank | D | 18,031 | 20.6% | 6.88% |
| United Shore Financial Services | B | 13,178 | 13.4% | 6.47% |
| Crosscountry Mortgage | B | 11,615 | 3.3% | 6.63% |
| Members 1st | B | 10,863 | 30.9% | 1.99% |
| First National Bank of Pennsylvania | B | 9,542 | 27.8% | 6.49% |
| Police & Fire | C | 8,460 | 34.6% | 6.25% |
| PENNSYLVANIA STATE EMPLOYEES Credit Union | C | 8,308 | 13.7% | 6.64% |
| Pennymac Loan Services | C | 7,900 | 12.6% | 6.50% |
Frequently asked questions
Pennsylvania: 56 applications in 2025, of which 32 were originated and 13 denied.
23.2% of all applications, or 24.5% of the applications it actually decided on. The Pennsylvania statewide average across all lenders was 18.3%.
The median rate on loans Unnamed lender 9845005BP6974AE5D838 originated in Pennsylvania in 2025 was 6.99%, against a statewide median of 6.63%.
About this data. Figures are Unnamed lender 9845005BP6974AE5D838's own HMDA filing for properties located in Pennsylvania, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology