Lebanon Federal Credit Union in Pennsylvania vs the state
11.7%Denial rate-6.60 pts vs state
12.2%Decision denial rate-10.01 pts vs state
82.9%Origination rate+21.90 pts vs state
—Median rate
—Rate spread (pts)
$85kMedian applicant income
319Loans originated
45Denied
Trend in Pennsylvania
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 389 | 332 | 10.0% | 6.75% | #164 |
| 2024 | 375 | 307 | 11.5% | 6.75% | #184 |
| 2025 | 385 | 319 | 11.7% | — | #197 |
What Lebanon Federal Credit Union lends in Pennsylvania
By loan purpose
By loan type
Where in Pennsylvania
Counties with the most Lebanon Federal Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Lebanon County | 265 | 206 | 38 | 14.3% |
| Berks County | 26 | 22 | 4 | 15.4% |
| Dauphin County | 8 | 7 | 1 | 12.5% |
| Schuylkill County | 8 | 7 | 1 | 12.5% |
| Lancaster County | 7 | 7 | 0 | 0.0% |
| Cumberland County | 6 | 5 | 1 | 16.7% |
| Centre County | 2 | 2 | 0 | 0.0% |
| Fulton County | 1 | 1 | 0 | 0.0% |
| Northampton County | 1 | 1 | 0 | 0.0% |
| Perry County | 1 | 1 | 0 | 0.0% |
Other large lenders in Pennsylvania
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 22,411 | 18.6% | 6.75% |
| Citizens Bank | C | 18,256 | 28.1% | 7.65% |
| PNC Bank | D | 18,031 | 20.6% | 6.88% |
| United Shore Financial Services | B | 13,178 | 13.4% | 6.47% |
| Crosscountry Mortgage | B | 11,615 | 3.3% | 6.63% |
| Members 1st | B | 10,863 | 30.9% | 1.99% |
| First National Bank of Pennsylvania | B | 9,542 | 27.8% | 6.49% |
| Police & Fire | C | 8,460 | 34.6% | 6.25% |
| PENNSYLVANIA STATE EMPLOYEES Credit Union | C | 8,308 | 13.7% | 6.64% |
| Pennymac Loan Services | C | 7,900 | 12.6% | 6.50% |
Frequently asked questions
Pennsylvania: 385 applications in 2025, of which 319 were originated and 45 denied.
11.7% of all applications, or 12.2% of the applications it actually decided on. The Pennsylvania statewide average across all lenders was 18.3%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are Lebanon Federal Credit Union's own HMDA filing for properties located in Pennsylvania, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology