Intercity State Bank in Wisconsin vs the state
15.4%Denial rate+1.37 pts vs state
16.0%Decision denial rate-0.36 pts vs state
68.0%Origination rate-0.20 pts vs state
—Median rate
—Rate spread (pts)
$91kMedian applicant income
53Loans originated
12Denied
Trend in Wisconsin
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 143 | 104 | 10.5% | — | #173 |
| 2024 | 128 | 97 | 8.6% | — | #196 |
| 2025 | 78 | 53 | 15.4% | — | #284 |
What Intercity State Bank lends in Wisconsin
By loan purpose
By loan type
Where in Wisconsin
Counties with the most Intercity State Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Marathon County | 59 | 42 | 9 | 15.3% |
| Lincoln County | 8 | 3 | 2 | 25.0% |
| Milwaukee County | 3 | 2 | 0 | 0.0% |
| Marinette County | 1 | 1 | 0 | 0.0% |
| Dodge County | 1 | 0 | 0 | 0.0% |
| Walworth County | 1 | 1 | 0 | 0.0% |
| Oneida County | 1 | 1 | 0 | 0.0% |
| La Crosse County | 1 | 1 | 0 | 0.0% |
| Clark County | 1 | 1 | 0 | 0.0% |
| Langlade County | 1 | 0 | 1 | 100.0% |
Other large lenders in Wisconsin
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Summit Credit Union | A | 15,483 | 13.8% | 6.75% |
| University of Wisconsin Credit Union | A | 11,781 | 13.8% | 6.50% |
| Landmark Credit Union | A | 9,393 | 17.7% | 6.50% |
| Rocket Mortgage | C | 7,819 | 18.0% | 6.63% |
| Associated Bank | B | 7,451 | 23.7% | 6.88% |
| BMO Bank | F | 5,202 | 25.3% | 8.23% |
| Educators Credit Union | B | 4,930 | 24.3% | 6.95% |
| U.S. Bank | D | 4,710 | 26.0% | 6.88% |
| Covantage Credit Union | B | 4,581 | 7.7% | 6.50% |
| United Shore Financial Services | B | 4,421 | 11.8% | 6.38% |
Frequently asked questions
Wisconsin: 78 applications in 2025, of which 53 were originated and 12 denied.
15.4% of all applications, or 16.0% of the applications it actually decided on. The Wisconsin statewide average across all lenders was 14.0%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are Intercity State Bank's own HMDA filing for properties located in Wisconsin, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology