Homexpress Mortgage in Wisconsin vs the state
34.4%Denial rate+20.37 pts vs state
34.6%Decision denial rate+18.19 pts vs state
63.5%Origination rate-4.61 pts vs state
7.69%Median rate+1.06 pts vs state
1.13Rate spread (pts)+1.01 pts vs state
$193kMedian applicant income
122Loans originated
66Denied
Trend in Wisconsin
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 33 | 19 | 42.4% | 8.75% | #341 |
| 2024 | 203 | 125 | 36.5% | 8.25% | #141 |
| 2025 | 192 | 122 | 34.4% | 7.69% | #167 |
What Homexpress Mortgage lends in Wisconsin
By loan purpose
By loan type
Why it denied Wisconsin applicants
Where in Wisconsin
Counties with the most Homexpress Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Milwaukee County | 82 | 43 | 36 | 43.9% |
| Kenosha County | 28 | 27 | 1 | 3.6% |
| Racine County | 17 | 13 | 4 | 23.5% |
| Waukesha County | 10 | 7 | 3 | 30.0% |
| Outagamie County | 8 | 8 | 0 | 0.0% |
| Dane County | 8 | 7 | 1 | 12.5% |
| Fond du Lac County | 5 | 4 | 1 | 20.0% |
| Sauk County | 3 | 2 | 1 | 33.3% |
| Brown County | 3 | 1 | 2 | 66.7% |
| Burnett County | 3 | 1 | 2 | 66.7% |
Other large lenders in Wisconsin
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Summit Credit Union | A | 15,483 | 13.8% | 6.75% |
| University of Wisconsin Credit Union | A | 11,781 | 13.8% | 6.50% |
| Landmark Credit Union | A | 9,393 | 17.7% | 6.50% |
| Rocket Mortgage | C | 7,819 | 18.0% | 6.63% |
| Associated Bank | B | 7,451 | 23.7% | 6.88% |
| BMO Bank | F | 5,202 | 25.3% | 8.23% |
| Educators Credit Union | B | 4,930 | 24.3% | 6.95% |
| U.S. Bank | D | 4,710 | 26.0% | 6.88% |
| Covantage Credit Union | B | 4,581 | 7.7% | 6.50% |
| United Shore Financial Services | B | 4,421 | 11.8% | 6.38% |
Frequently asked questions
Wisconsin: 192 applications in 2025, of which 122 were originated and 66 denied.
34.4% of all applications, or 34.6% of the applications it actually decided on. The Wisconsin statewide average across all lenders was 14.0%.
The median rate on loans Homexpress Mortgage originated in Wisconsin in 2025 was 7.69%, against a statewide median of 6.63%.
About this data. Figures are Homexpress Mortgage's own HMDA filing for properties located in Wisconsin, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology