Homebridge Financial Services in Pennsylvania vs the state
15.2%Denial rate-3.06 pts vs state
17.7%Decision denial rate-4.55 pts vs state
68.9%Origination rate+7.97 pts vs state
9.99%Median rate+3.37 pts vs state
0.10Rate spread (pts)-0.14 pts vs state
$112kMedian applicant income
335Loans originated
74Denied
Trend in Pennsylvania
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 481 | 279 | 28.9% | 6.75% | #143 |
| 2024 | 412 | 244 | 24.5% | 10.97% | #169 |
| 2025 | 486 | 335 | 15.2% | 9.99% | #159 |
What Homebridge Financial Services lends in Pennsylvania
By loan purpose
By loan type
Why it denied Pennsylvania applicants
Where in Pennsylvania
Counties with the most Homebridge Financial Services applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Philadelphia County | 54 | 36 | 9 | 16.7% |
| Allegheny County | 37 | 32 | 3 | 8.1% |
| Bucks County | 37 | 30 | 3 | 8.1% |
| Delaware County | 26 | 15 | 8 | 30.8% |
| Luzerne County | 25 | 14 | 7 | 28.0% |
| Monroe County | 24 | 11 | 4 | 16.7% |
| Chester County | 24 | 19 | 1 | 4.2% |
| Montgomery County | 24 | 16 | 1 | 4.2% |
| Lehigh County | 21 | 15 | 4 | 19.0% |
| Northampton County | 21 | 13 | 5 | 23.8% |
Other large lenders in Pennsylvania
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 22,411 | 18.6% | 6.75% |
| Citizens Bank | C | 18,256 | 28.1% | 7.65% |
| PNC Bank | D | 18,031 | 20.6% | 6.88% |
| United Shore Financial Services | B | 13,178 | 13.4% | 6.47% |
| Crosscountry Mortgage | B | 11,615 | 3.3% | 6.63% |
| Members 1st | B | 10,863 | 30.9% | 1.99% |
| First National Bank of Pennsylvania | B | 9,542 | 27.8% | 6.49% |
| Police & Fire | C | 8,460 | 34.6% | 6.25% |
| PENNSYLVANIA STATE EMPLOYEES Credit Union | C | 8,308 | 13.7% | 6.64% |
| Pennymac Loan Services | C | 7,900 | 12.6% | 6.50% |
Frequently asked questions
Pennsylvania: 486 applications in 2025, of which 335 were originated and 74 denied.
15.2% of all applications, or 17.7% of the applications it actually decided on. The Pennsylvania statewide average across all lenders was 18.3%.
The median rate on loans Homebridge Financial Services originated in Pennsylvania in 2025 was 9.99%, against a statewide median of 6.63%.
About this data. Figures are Homebridge Financial Services's own HMDA filing for properties located in Pennsylvania, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology