Greenwood Credit Union in Pennsylvania vs the state
12.5%Denial rate-5.79 pts vs state
12.5%Decision denial rate-9.71 pts vs state
83.3%Origination rate+22.37 pts vs state
8.74%Median rate+2.12 pts vs state
—Rate spread (pts)
$66kMedian applicant income
20Loans originated
3Denied
Trend in Pennsylvania
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 18 | 4 | 66.7% | 8.00% | #628 |
| 2024 | 41 | 30 | 26.8% | 8.62% | #506 |
| 2025 | 24 | 20 | 12.5% | 8.74% | #580 |
What Greenwood Credit Union lends in Pennsylvania
By loan purpose
By loan type
Why it denied Pennsylvania applicants
Where in Pennsylvania
Counties with the most Greenwood Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Lancaster County | 4 | 3 | 1 | 25.0% |
| Berks County | 3 | 3 | 0 | 0.0% |
| Montgomery County | 3 | 3 | 0 | 0.0% |
| Lehigh County | 2 | 2 | 0 | 0.0% |
| Allegheny County | 2 | 1 | 1 | 50.0% |
| Blair County | 2 | 1 | 1 | 50.0% |
| Bucks County | 2 | 2 | 0 | 0.0% |
| York County | 1 | 1 | 0 | 0.0% |
| Lebanon County | 1 | 1 | 0 | 0.0% |
| Chester County | 1 | 0 | 0 | 0.0% |
Other large lenders in Pennsylvania
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 22,411 | 18.6% | 6.75% |
| Citizens Bank | C | 18,256 | 28.1% | 7.65% |
| PNC Bank | D | 18,031 | 20.6% | 6.88% |
| United Shore Financial Services | B | 13,178 | 13.4% | 6.47% |
| Crosscountry Mortgage | B | 11,615 | 3.3% | 6.63% |
| Members 1st | B | 10,863 | 30.9% | 1.99% |
| First National Bank of Pennsylvania | B | 9,542 | 27.8% | 6.49% |
| Police & Fire | C | 8,460 | 34.6% | 6.25% |
| PENNSYLVANIA STATE EMPLOYEES Credit Union | C | 8,308 | 13.7% | 6.64% |
| Pennymac Loan Services | C | 7,900 | 12.6% | 6.50% |
Frequently asked questions
Pennsylvania: 24 applications in 2025, of which 20 were originated and 3 denied.
12.5% of all applications, or 12.5% of the applications it actually decided on. The Pennsylvania statewide average across all lenders was 18.3%.
The median rate on loans Greenwood Credit Union originated in Pennsylvania in 2025 was 8.74%, against a statewide median of 6.63%.
About this data. Figures are Greenwood Credit Union's own HMDA filing for properties located in Pennsylvania, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology