Gold Star Mortgage Financial Group in Wisconsin vs the state
6.3%Denial rate-7.67 pts vs state
8.0%Decision denial rate-8.40 pts vs state
64.4%Origination rate-3.71 pts vs state
6.88%Median rate+0.25 pts vs state
0.81Rate spread (pts)+0.69 pts vs state
$78kMedian applicant income
183Loans originated
18Denied
Trend in Wisconsin
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 87 | 64 | 4.6% | 6.75% | #235 |
| 2024 | 38 | 20 | 0.0% | 7.06% | #352 |
| 2025 | 284 | 183 | 6.3% | 6.88% | #121 |
What Gold Star Mortgage Financial Group lends in Wisconsin
By loan purpose
By loan type
Why it denied Wisconsin applicants
Where in Wisconsin
Counties with the most Gold Star Mortgage Financial Group applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Milwaukee County | 57 | 32 | 9 | 15.8% |
| Racine County | 30 | 19 | 0 | 0.0% |
| Dane County | 29 | 20 | 0 | 0.0% |
| Dodge County | 16 | 6 | 0 | 0.0% |
| Sheboygan County | 15 | 13 | 0 | 0.0% |
| Richland County | 12 | 5 | 1 | 8.3% |
| Winnebago County | 12 | 11 | 0 | 0.0% |
| Rock County | 12 | 10 | 0 | 0.0% |
| Kenosha County | 9 | 8 | 0 | 0.0% |
| Fond du Lac County | 9 | 8 | 1 | 11.1% |
Other large lenders in Wisconsin
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Summit Credit Union | A | 15,483 | 13.8% | 6.75% |
| University of Wisconsin Credit Union | A | 11,781 | 13.8% | 6.50% |
| Landmark Credit Union | A | 9,393 | 17.7% | 6.50% |
| Rocket Mortgage | C | 7,819 | 18.0% | 6.63% |
| Associated Bank | B | 7,451 | 23.7% | 6.88% |
| BMO Bank | F | 5,202 | 25.3% | 8.23% |
| Educators Credit Union | B | 4,930 | 24.3% | 6.95% |
| U.S. Bank | D | 4,710 | 26.0% | 6.88% |
| Covantage Credit Union | B | 4,581 | 7.7% | 6.50% |
| United Shore Financial Services | B | 4,421 | 11.8% | 6.38% |
Frequently asked questions
Wisconsin: 284 applications in 2025, of which 183 were originated and 18 denied.
6.3% of all applications, or 8.0% of the applications it actually decided on. The Wisconsin statewide average across all lenders was 14.0%.
The median rate on loans Gold Star Mortgage Financial Group originated in Wisconsin in 2025 was 6.88%, against a statewide median of 6.63%.
About this data. Figures are Gold Star Mortgage Financial Group's own HMDA filing for properties located in Wisconsin, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology