Go Mortgage in Pennsylvania vs the state
3.0%Denial rate-15.31 pts vs state
3.5%Decision denial rate-18.67 pts vs state
74.0%Origination rate+13.08 pts vs state
6.75%Median rate+0.13 pts vs state
0.35Rate spread (pts)+0.11 pts vs state
$108kMedian applicant income
174Loans originated
7Denied
Trend in Pennsylvania
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 314 | 208 | 5.1% | 6.65% | #202 |
| 2024 | 345 | 224 | 4.1% | 6.75% | #190 |
| 2025 | 235 | 174 | 3.0% | 6.75% | #251 |
What Go Mortgage lends in Pennsylvania
By loan purpose
By loan type
Why it denied Pennsylvania applicants
Where in Pennsylvania
Counties with the most Go Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Philadelphia County | 74 | 57 | 2 | 2.7% |
| Montgomery County | 44 | 34 | 0 | 0.0% |
| Delaware County | 22 | 16 | 0 | 0.0% |
| Bucks County | 22 | 17 | 0 | 0.0% |
| Chester County | 21 | 18 | 0 | 0.0% |
| Berks County | 10 | 8 | 1 | 10.0% |
| York County | 9 | 8 | 1 | 11.1% |
| Northampton County | 6 | 4 | 1 | 16.7% |
| Cumberland County | 4 | 3 | 0 | 0.0% |
| Lehigh County | 3 | 1 | 1 | 33.3% |
Other large lenders in Pennsylvania
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 22,411 | 18.6% | 6.75% |
| Citizens Bank | C | 18,256 | 28.1% | 7.65% |
| PNC Bank | D | 18,031 | 20.6% | 6.88% |
| United Shore Financial Services | B | 13,178 | 13.4% | 6.47% |
| Crosscountry Mortgage | B | 11,615 | 3.3% | 6.63% |
| Members 1st | B | 10,863 | 30.9% | 1.99% |
| First National Bank of Pennsylvania | B | 9,542 | 27.8% | 6.49% |
| Police & Fire | C | 8,460 | 34.6% | 6.25% |
| PENNSYLVANIA STATE EMPLOYEES Credit Union | C | 8,308 | 13.7% | 6.64% |
| Pennymac Loan Services | C | 7,900 | 12.6% | 6.50% |
Frequently asked questions
Pennsylvania: 235 applications in 2025, of which 174 were originated and 7 denied.
3.0% of all applications, or 3.5% of the applications it actually decided on. The Pennsylvania statewide average across all lenders was 18.3%.
The median rate on loans Go Mortgage originated in Pennsylvania in 2025 was 6.75%, against a statewide median of 6.63%.
About this data. Figures are Go Mortgage's own HMDA filing for properties located in Pennsylvania, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology