Genisys Credit Union in Pennsylvania vs the state
11.3%Denial rate-7.02 pts vs state
16.0%Decision denial rate-6.21 pts vs state
54.9%Origination rate-6.03 pts vs state
6.50%Median rate-0.13 pts vs state
0.06Rate spread (pts)-0.18 pts vs state
$150kMedian applicant income
39Loans originated
8Denied
Trend in Pennsylvania
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 59 | 28 | 17.0% | 8.00% | #453 |
| 2024 | 52 | 26 | 11.5% | 7.75% | #473 |
| 2025 | 71 | 39 | 11.3% | 6.50% | #430 |
What Genisys Credit Union lends in Pennsylvania
By loan purpose
By loan type
Why it denied Pennsylvania applicants
Where in Pennsylvania
Counties with the most Genisys Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Montgomery County | 18 | 11 | 2 | 11.1% |
| Chester County | 9 | 6 | 0 | 0.0% |
| Philadelphia County | 8 | 3 | 1 | 12.5% |
| Allegheny County | 7 | 5 | 0 | 0.0% |
| Delaware County | 6 | 2 | 1 | 16.7% |
| Bucks County | 4 | 3 | 0 | 0.0% |
| Lehigh County | 4 | 2 | 1 | 25.0% |
| Dauphin County | 3 | 1 | 1 | 33.3% |
| Washington County | 3 | 1 | 1 | 33.3% |
| Crawford County | 2 | 1 | 0 | 0.0% |
Other large lenders in Pennsylvania
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 22,411 | 18.6% | 6.75% |
| Citizens Bank | C | 18,256 | 28.1% | 7.65% |
| PNC Bank | D | 18,031 | 20.6% | 6.88% |
| United Shore Financial Services | B | 13,178 | 13.4% | 6.47% |
| Crosscountry Mortgage | B | 11,615 | 3.3% | 6.63% |
| Members 1st | B | 10,863 | 30.9% | 1.99% |
| First National Bank of Pennsylvania | B | 9,542 | 27.8% | 6.49% |
| Police & Fire | C | 8,460 | 34.6% | 6.25% |
| PENNSYLVANIA STATE EMPLOYEES Credit Union | C | 8,308 | 13.7% | 6.64% |
| Pennymac Loan Services | C | 7,900 | 12.6% | 6.50% |
Frequently asked questions
Pennsylvania: 71 applications in 2025, of which 39 were originated and 8 denied.
11.3% of all applications, or 16.0% of the applications it actually decided on. The Pennsylvania statewide average across all lenders was 18.3%.
The median rate on loans Genisys Credit Union originated in Pennsylvania in 2025 was 6.50%, against a statewide median of 6.63%.
About this data. Figures are Genisys Credit Union's own HMDA filing for properties located in Pennsylvania, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology