Gateway First Bank in Pennsylvania vs the state
1.6%Denial rate-16.70 pts vs state
1.9%Decision denial rate-20.32 pts vs state
82.5%Origination rate+21.58 pts vs state
6.63%Median rate0.00 pts vs state
0.25Rate spread (pts)+0.01 pts vs state
$118kMedian applicant income
52Loans originated
1Denied
Trend in Pennsylvania
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 108 | 74 | 9.3% | 6.88% | #364 |
| 2024 | 96 | 72 | 1.0% | 6.88% | #381 |
| 2025 | 63 | 52 | 1.6% | 6.63% | #453 |
What Gateway First Bank lends in Pennsylvania
By loan purpose
By loan type
Why it denied Pennsylvania applicants
Where in Pennsylvania
Counties with the most Gateway First Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Berks County | 12 | 10 | 0 | 0.0% |
| Philadelphia County | 10 | 7 | 1 | 10.0% |
| Westmoreland County | 6 | 5 | 0 | 0.0% |
| Chester County | 4 | 4 | 0 | 0.0% |
| Beaver County | 4 | 3 | 0 | 0.0% |
| Allegheny County | 4 | 4 | 0 | 0.0% |
| Schuylkill County | 4 | 4 | 0 | 0.0% |
| Delaware County | 4 | 3 | 0 | 0.0% |
| Centre County | 3 | 2 | 0 | 0.0% |
| Lebanon County | 2 | 2 | 0 | 0.0% |
Other large lenders in Pennsylvania
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 22,411 | 18.6% | 6.75% |
| Citizens Bank | C | 18,256 | 28.1% | 7.65% |
| PNC Bank | D | 18,031 | 20.6% | 6.88% |
| United Shore Financial Services | B | 13,178 | 13.4% | 6.47% |
| Crosscountry Mortgage | B | 11,615 | 3.3% | 6.63% |
| Members 1st | B | 10,863 | 30.9% | 1.99% |
| First National Bank of Pennsylvania | B | 9,542 | 27.8% | 6.49% |
| Police & Fire | C | 8,460 | 34.6% | 6.25% |
| PENNSYLVANIA STATE EMPLOYEES Credit Union | C | 8,308 | 13.7% | 6.64% |
| Pennymac Loan Services | C | 7,900 | 12.6% | 6.50% |
Frequently asked questions
Pennsylvania: 63 applications in 2025, of which 52 were originated and 1 denied.
1.6% of all applications, or 1.9% of the applications it actually decided on. The Pennsylvania statewide average across all lenders was 18.3%.
The median rate on loans Gateway First Bank originated in Pennsylvania in 2025 was 6.63%, against a statewide median of 6.63%.
About this data. Figures are Gateway First Bank's own HMDA filing for properties located in Pennsylvania, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology