First Community CU of Beloit in Wisconsin vs the state
28.1%Denial rate+14.09 pts vs state
32.1%Decision denial rate+15.73 pts vs state
59.5%Origination rate-8.67 pts vs state
—Median rate
—Rate spread (pts)
$86kMedian applicant income
91Loans originated
43Denied
Trend in Wisconsin
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 165 | 132 | 8.5% | 6.25% | #156 |
| 2024 | 155 | 121 | 10.3% | 6.75% | #167 |
| 2025 | 153 | 91 | 28.1% | — | #194 |
What First Community CU of Beloit lends in Wisconsin
By loan purpose
By loan type
Where in Wisconsin
Counties with the most First Community CU of Beloit applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Rock County | 96 | 71 | 14 | 14.6% |
| Green County | 10 | 8 | 1 | 10.0% |
| Walworth County | 4 | 3 | 0 | 0.0% |
| Adams County | 3 | 1 | 1 | 33.3% |
| Jefferson County | 2 | 2 | 0 | 0.0% |
| Waukesha County | 1 | 0 | 0 | 0.0% |
| Monroe County | 1 | 1 | 0 | 0.0% |
| Lafayette County | 1 | 1 | 0 | 0.0% |
| Crawford County | 1 | 1 | 0 | 0.0% |
| Iowa County | 1 | 1 | 0 | 0.0% |
Other large lenders in Wisconsin
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Summit Credit Union | A | 15,483 | 13.8% | 6.75% |
| University of Wisconsin Credit Union | A | 11,781 | 13.8% | 6.50% |
| Landmark Credit Union | A | 9,393 | 17.7% | 6.50% |
| Rocket Mortgage | C | 7,819 | 18.0% | 6.63% |
| Associated Bank | B | 7,451 | 23.7% | 6.88% |
| BMO Bank | F | 5,202 | 25.3% | 8.23% |
| Educators Credit Union | B | 4,930 | 24.3% | 6.95% |
| U.S. Bank | D | 4,710 | 26.0% | 6.88% |
| Covantage Credit Union | B | 4,581 | 7.7% | 6.50% |
| United Shore Financial Services | B | 4,421 | 11.8% | 6.38% |
Frequently asked questions
Wisconsin: 153 applications in 2025, of which 91 were originated and 43 denied.
28.1% of all applications, or 32.1% of the applications it actually decided on. The Wisconsin statewide average across all lenders was 14.0%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are First Community CU of Beloit's own HMDA filing for properties located in Wisconsin, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology