First Alliance Home Mortgage in Pennsylvania vs the state
3.1%Denial rate-15.24 pts vs state
3.9%Decision denial rate-18.33 pts vs state
75.4%Origination rate+14.42 pts vs state
6.63%Median rate0.00 pts vs state
0.45Rate spread (pts)+0.21 pts vs state
$83kMedian applicant income
297Loans originated
12Denied
Trend in Pennsylvania
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 258 | 172 | 5.8% | 6.88% | #240 |
| 2024 | 332 | 256 | 2.7% | 6.63% | #195 |
| 2025 | 394 | 297 | 3.1% | 6.63% | #189 |
What First Alliance Home Mortgage lends in Pennsylvania
By loan purpose
By loan type
Why it denied Pennsylvania applicants
Where in Pennsylvania
Counties with the most First Alliance Home Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| York County | 105 | 81 | 6 | 5.7% |
| Dauphin County | 86 | 63 | 1 | 1.2% |
| Cumberland County | 45 | 38 | 0 | 0.0% |
| Bucks County | 34 | 27 | 1 | 2.9% |
| Philadelphia County | 23 | 16 | 0 | 0.0% |
| Chester County | 16 | 10 | 0 | 0.0% |
| Lebanon County | 11 | 8 | 1 | 9.1% |
| Lancaster County | 11 | 10 | 0 | 0.0% |
| Berks County | 7 | 6 | 0 | 0.0% |
| Adams County | 7 | 7 | 0 | 0.0% |
Other large lenders in Pennsylvania
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 22,411 | 18.6% | 6.75% |
| Citizens Bank | C | 18,256 | 28.1% | 7.65% |
| PNC Bank | D | 18,031 | 20.6% | 6.88% |
| United Shore Financial Services | B | 13,178 | 13.4% | 6.47% |
| Crosscountry Mortgage | B | 11,615 | 3.3% | 6.63% |
| Members 1st | B | 10,863 | 30.9% | 1.99% |
| First National Bank of Pennsylvania | B | 9,542 | 27.8% | 6.49% |
| Police & Fire | C | 8,460 | 34.6% | 6.25% |
| PENNSYLVANIA STATE EMPLOYEES Credit Union | C | 8,308 | 13.7% | 6.64% |
| Pennymac Loan Services | C | 7,900 | 12.6% | 6.50% |
Frequently asked questions
Pennsylvania: 394 applications in 2025, of which 297 were originated and 12 denied.
3.1% of all applications, or 3.9% of the applications it actually decided on. The Pennsylvania statewide average across all lenders was 18.3%.
The median rate on loans First Alliance Home Mortgage originated in Pennsylvania in 2025 was 6.63%, against a statewide median of 6.63%.
About this data. Figures are First Alliance Home Mortgage's own HMDA filing for properties located in Pennsylvania, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology