Dollar Bank, Federal Savings Bank · Pennsylvania · 2025

Dollar Bank, Federal Savings Bank in Pennsylvania: approval rate, denial rate and rates (2025)

Dollar Bank, Federal Savings Bank took 4,438 mortgage applications in Pennsylvania in 2025, ranking #22 of 1,114 lenders active in the state. It originated 69.9% of them and denied 19.6% (21.1% of the applications it decided), against a statewide denial rate of 18.3%.

4.4kApplicationsin PA
21.1%Decision denial ratestate 22.2%
6.74%Median ratestate 6.63%
$95,000Median loanstate $155,000
$597MVolume34 counties

Dollar Bank, Federal Savings Bank in Pennsylvania vs the state

19.6%Denial rate+1.31 pts vs state
21.1%Decision denial rate-1.14 pts vs state
69.9%Origination rate+8.94 pts vs state
6.74%Median rate+0.12 pts vs state
0.16Rate spread (pts)-0.08 pts vs state
$102kMedian applicant income
3,102Loans originated
870Denied

Trend in Pennsylvania

YearApplicationsOriginatedDenial rateMedian rateRank in state
20233,8212,64121.9%6.99%#23
20243,8982,61524.6%7.00%#23
20254,4383,10219.6%6.74%#22

What Dollar Bank, Federal Savings Bank lends in Pennsylvania

By loan purpose

Home purchase 892 20% · 6.3% denied
Refinance 1,310 30% · 18.4% denied
Cash-out refinance 42 1% · 2.4% denied
Home improvement 1,393 31% · 26.4% denied
Other / HELOC 801 18% · 25.6% denied

By loan type

Conventional 4,372 99% · 19.8% denied
FHA 55 1% · 10.9% denied
VA 11 0% · 0.0% denied

Why it denied Pennsylvania applicants

Credit history 300 34%
Debt-to-income ratio 178 20%
Incomplete application 171 20%
Collateral 125 14%
Other 71 8%
Unverifiable information 22 3%
Employment history 2 0%
Insufficient cash 1 0%

Where in Pennsylvania

Counties with the most Dollar Bank, Federal Savings Bank applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Allegheny County 2,8161,935586 20.8%
Westmoreland County 782582123 15.7%
Washington County 28420751 18.0%
Butler County 23617042 17.8%
Beaver County 1178122 18.8%
Fayette County 39284 10.3%
Bedford County 31225 16.1%
Lawrence County 27169 33.3%
Armstrong County 24147 29.2%
Somerset County 1292 16.7%

Other large lenders in Pennsylvania

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 22,41118.6%6.75%
Citizens BankC 18,25628.1%7.65%
PNC BankD 18,03120.6%6.88%
United Shore Financial ServicesB 13,17813.4%6.47%
Crosscountry MortgageB 11,6153.3%6.63%
Members 1stB 10,86330.9%1.99%
First National Bank of PennsylvaniaB 9,54227.8%6.49%
Police & FireC 8,46034.6%6.25%
PENNSYLVANIA STATE EMPLOYEES Credit UnionC 8,30813.7%6.64%
Pennymac Loan ServicesC 7,90012.6%6.50%

Frequently asked questions

Pennsylvania: 4,438 applications in 2025, of which 3,102 were originated and 870 denied.

19.6% of all applications, or 21.1% of the applications it actually decided on. The Pennsylvania statewide average across all lenders was 18.3%.

The median rate on loans Dollar Bank, Federal Savings Bank originated in Pennsylvania in 2025 was 6.74%, against a statewide median of 6.63%.

About this data. Figures are Dollar Bank, Federal Savings Bank's own HMDA filing for properties located in Pennsylvania, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology