DMB Community Bank · Wisconsin · 2025

DMB Community Bank in Wisconsin: approval rate, denial rate and rates (2025)

DMB Community Bank took 144 mortgage applications in Wisconsin in 2025, ranking #211 of 938 lenders active in the state. It originated 70.1% of them and denied 8.3% (8.7% of the applications it decided), against a statewide denial rate of 14.0%.

144Applicationsin WI
8.7%Decision denial ratestate 16.4%
Median ratestate 6.63%
$505,000Median loanstate $165,000
$169MVolume20 counties

DMB Community Bank in Wisconsin vs the state

8.3%Denial rate-5.68 pts vs state
8.7%Decision denial rate-7.66 pts vs state
70.1%Origination rate+1.99 pts vs state
Median rate
Rate spread (pts)
$126kMedian applicant income
101Loans originated
12Denied

Trend in Wisconsin

YearApplicationsOriginatedDenial rateMedian rateRank in state
20231327913.6%#183
202496684.2%#241
20251441018.3%#211

What DMB Community Bank lends in Wisconsin

By loan purpose

Home purchase 67 47% · 7.5% denied
Refinance 30 21% · 6.7% denied
Cash-out refinance 34 24% · 8.8% denied
Home improvement 9 6% · 11.1% denied
Other / HELOC 4 3% · 25.0% denied

By loan type

Conventional 144 100% · 8.3% denied

Why it denied Wisconsin applicants

Debt-to-income ratio 6 50%
Credit history 3 25%
Insufficient cash 2 17%
Collateral 1 8%

Where in Wisconsin

Counties with the most DMB Community Bank applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Dane County 83599 10.8%
Columbia County 18142 11.1%
Milwaukee County 1030 0.0%
Rock County 530 0.0%
Sauk County 540 0.0%
Dodge County 320 0.0%
Racine County 321 33.3%
Kenosha County 330 0.0%
Walworth County 200 0.0%
Wood County 220 0.0%

Other large lenders in Wisconsin

LenderGradeApplicationsDenial rateMedian rate
Summit Credit UnionA 15,48313.8%6.75%
University of Wisconsin Credit UnionA 11,78113.8%6.50%
Landmark Credit UnionA 9,39317.7%6.50%
Rocket MortgageC 7,81918.0%6.63%
Associated BankB 7,45123.7%6.88%
BMO BankF 5,20225.3%8.23%
Educators Credit UnionB 4,93024.3%6.95%
U.S. BankD 4,71026.0%6.88%
Covantage Credit UnionB 4,5817.7%6.50%
United Shore Financial ServicesB 4,42111.8%6.38%

Frequently asked questions

Wisconsin: 144 applications in 2025, of which 101 were originated and 12 denied.

8.3% of all applications, or 8.7% of the applications it actually decided on. The Wisconsin statewide average across all lenders was 14.0%.

This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).

About this data. Figures are DMB Community Bank's own HMDA filing for properties located in Wisconsin, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology