Deephaven Mortgage in Pennsylvania vs the state
31.4%Denial rate+13.07 pts vs state
37.1%Decision denial rate+14.89 pts vs state
52.5%Origination rate-8.46 pts vs state
7.50%Median rate+0.88 pts vs state
1.84Rate spread (pts)+1.60 pts vs state
$216kMedian applicant income
231Loans originated
138Denied
Trend in Pennsylvania
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 152 | 83 | 35.5% | 8.63% | #315 |
| 2024 | 244 | 130 | 40.2% | 7.99% | #242 |
| 2025 | 440 | 231 | 31.4% | 7.50% | #171 |
What Deephaven Mortgage lends in Pennsylvania
By loan purpose
By loan type
Why it denied Pennsylvania applicants
Where in Pennsylvania
Counties with the most Deephaven Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Philadelphia County | 102 | 55 | 30 | 29.4% |
| Allegheny County | 48 | 24 | 10 | 20.8% |
| Montgomery County | 45 | 30 | 12 | 26.7% |
| Delaware County | 39 | 17 | 11 | 28.2% |
| Monroe County | 24 | 12 | 11 | 45.8% |
| Chester County | 22 | 11 | 9 | 40.9% |
| Bucks County | 19 | 7 | 8 | 42.1% |
| Lehigh County | 17 | 11 | 4 | 23.5% |
| York County | 12 | 8 | 4 | 33.3% |
| Dauphin County | 11 | 5 | 5 | 45.5% |
Other large lenders in Pennsylvania
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 22,411 | 18.6% | 6.75% |
| Citizens Bank | C | 18,256 | 28.1% | 7.65% |
| PNC Bank | D | 18,031 | 20.6% | 6.88% |
| United Shore Financial Services | B | 13,178 | 13.4% | 6.47% |
| Crosscountry Mortgage | B | 11,615 | 3.3% | 6.63% |
| Members 1st | B | 10,863 | 30.9% | 1.99% |
| First National Bank of Pennsylvania | B | 9,542 | 27.8% | 6.49% |
| Police & Fire | C | 8,460 | 34.6% | 6.25% |
| PENNSYLVANIA STATE EMPLOYEES Credit Union | C | 8,308 | 13.7% | 6.64% |
| Pennymac Loan Services | C | 7,900 | 12.6% | 6.50% |
Frequently asked questions
Pennsylvania: 440 applications in 2025, of which 231 were originated and 138 denied.
31.4% of all applications, or 37.1% of the applications it actually decided on. The Pennsylvania statewide average across all lenders was 18.3%.
The median rate on loans Deephaven Mortgage originated in Pennsylvania in 2025 was 7.50%, against a statewide median of 6.63%.
About this data. Figures are Deephaven Mortgage's own HMDA filing for properties located in Pennsylvania, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology