Consumers Cooperative Credit Union · Pennsylvania · 2025

Consumers Cooperative Credit Union in Pennsylvania: approval rate, denial rate and rates (2025)

Consumers Cooperative Credit Union took 16 mortgage applications in Pennsylvania in 2025, ranking #626 of 1,114 lenders active in the state. It originated 75.0% of them and denied 0.0% (0.0% of the applications it decided), against a statewide denial rate of 18.3%.

16Applicationsin PA
0.0%Decision denial ratestate 22.2%
6.12%Median ratestate 6.63%
$130,000Median loanstate $155,000
$2.2MVolume12 counties

Consumers Cooperative Credit Union in Pennsylvania vs the state

0.0%Denial rate-18.29 pts vs state
0.0%Decision denial rate-22.21 pts vs state
75.0%Origination rate+14.04 pts vs state
6.12%Median rate-0.50 pts vs state
-0.21Rate spread (pts)-0.45 pts vs state
$100kMedian applicant income
12Loans originated
0Denied

Trend in Pennsylvania

YearApplicationsOriginatedDenial rateMedian rateRank in state
20249511.1%5.74%#713
202516120.0%6.12%#626

What Consumers Cooperative Credit Union lends in Pennsylvania

By loan purpose

Home purchase 4 25% · 0.0% denied
Refinance 1 6% · 0.0% denied
Cash-out refinance 11 69% · 0.0% denied

By loan type

Conventional 16 100% · 0.0% denied

Where in Pennsylvania

Counties with the most Consumers Cooperative Credit Union applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Bucks County 320 0.0%
Philadelphia County 210 0.0%
Lackawanna County 110 0.0%
Greene County 110 0.0%
Lancaster County 110 0.0%
Butler County 110 0.0%
Luzerne County 110 0.0%
Cumberland County 110 0.0%
Montgomery County 110 0.0%
Beaver County 110 0.0%

Other large lenders in Pennsylvania

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 22,41118.6%6.75%
Citizens BankC 18,25628.1%7.65%
PNC BankD 18,03120.6%6.88%
United Shore Financial ServicesB 13,17813.4%6.47%
Crosscountry MortgageB 11,6153.3%6.63%
Members 1stB 10,86330.9%1.99%
First National Bank of PennsylvaniaB 9,54227.8%6.49%
Police & FireC 8,46034.6%6.25%
PENNSYLVANIA STATE EMPLOYEES Credit UnionC 8,30813.7%6.64%
Pennymac Loan ServicesC 7,90012.6%6.50%

Frequently asked questions

Pennsylvania: 16 applications in 2025, of which 12 were originated and 0 denied.

0.0% of all applications, or 0.0% of the applications it actually decided on. The Pennsylvania statewide average across all lenders was 18.3%.

The median rate on loans Consumers Cooperative Credit Union originated in Pennsylvania in 2025 was 6.12%, against a statewide median of 6.63%.

About this data. Figures are Consumers Cooperative Credit Union's own HMDA filing for properties located in Pennsylvania, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology