CMG Mortgage in West Virginia vs the state
6.3%Denial rate-14.94 pts vs state
8.5%Decision denial rate-18.15 pts vs state
65.6%Origination rate+10.84 pts vs state
6.50%Median rate-0.12 pts vs state
0.21Rate spread (pts)-0.19 pts vs state
$120kMedian applicant income
42Loans originated
4Denied
Trend in West Virginia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 33 | 19 | 3.0% | 6.25% | #155 |
| 2024 | 60 | 33 | 5.0% | 6.25% | #119 |
| 2025 | 64 | 42 | 6.3% | 6.50% | #115 |
What CMG Mortgage lends in West Virginia
By loan purpose
By loan type
Why it denied West Virginia applicants
Where in West Virginia
Counties with the most CMG Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Berkeley County | 21 | 17 | 0 | 0.0% |
| Jefferson County | 9 | 8 | 1 | 11.1% |
| Morgan County | 5 | 3 | 1 | 20.0% |
| Monongalia County | 4 | 1 | 0 | 0.0% |
| Putnam County | 3 | 0 | 1 | 33.3% |
| Hampshire County | 3 | 2 | 0 | 0.0% |
| Mason County | 2 | 1 | 0 | 0.0% |
| Mercer County | 2 | 2 | 0 | 0.0% |
| Harrison County | 2 | 1 | 1 | 50.0% |
| Grant County | 2 | 0 | 0 | 0.0% |
Other large lenders in West Virginia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 3,615 | 23.0% | 6.88% |
| Vanderbilt Mortgage and Finance | F | 3,214 | 38.5% | 9.99% |
| City National Bank of West Virginia | C | 2,870 | 25.0% | 6.29% |
| The Huntington National Bank | D | 2,194 | 28.1% | 7.00% |
| Truist Bank | C | 1,776 | 31.1% | 6.63% |
| Loandepot.Com | D | 1,624 | 18.7% | 6.58% |
| Mortgage Research Center | C | 1,592 | 17.4% | 6.25% |
| WesBanco Bank | B | 1,475 | 16.7% | 6.01% |
| Movement Mortgage | A | 1,167 | 5.4% | 6.63% |
| Crosscountry Mortgage | B | 1,140 | 4.0% | 6.58% |
Frequently asked questions
West Virginia: 64 applications in 2025, of which 42 were originated and 4 denied.
6.3% of all applications, or 8.5% of the applications it actually decided on. The West Virginia statewide average across all lenders was 21.2%.
The median rate on loans CMG Mortgage originated in West Virginia in 2025 was 6.50%, against a statewide median of 6.62%.
About this data. Figures are CMG Mortgage's own HMDA filing for properties located in West Virginia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology