Click n' Close in Wisconsin vs the state
6.4%Denial rate-7.60 pts vs state
9.4%Decision denial rate-6.93 pts vs state
57.7%Origination rate-10.46 pts vs state
7.00%Median rate+0.38 pts vs state
1.97Rate spread (pts)+1.85 pts vs state
$78kMedian applicant income
45Loans originated
5Denied
Trend in Wisconsin
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 53 | 41 | 9.4% | 6.75% | #300 |
| 2024 | 40 | 20 | 7.5% | 7.44% | #347 |
| 2025 | 78 | 45 | 6.4% | 7.00% | #283 |
What Click n' Close lends in Wisconsin
By loan purpose
By loan type
Why it denied Wisconsin applicants
Where in Wisconsin
Counties with the most Click n' Close applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Milwaukee County | 27 | 15 | 3 | 11.1% |
| Outagamie County | 7 | 4 | 0 | 0.0% |
| Waukesha County | 7 | 2 | 0 | 0.0% |
| Wood County | 4 | 3 | 0 | 0.0% |
| Dodge County | 3 | 2 | 0 | 0.0% |
| Rock County | 3 | 2 | 0 | 0.0% |
| Chippewa County | 2 | 2 | 0 | 0.0% |
| Adams County | 2 | 2 | 0 | 0.0% |
| Manitowoc County | 2 | 0 | 0 | 0.0% |
| Winnebago County | 2 | 0 | 2 | 100.0% |
Other large lenders in Wisconsin
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Summit Credit Union | A | 15,483 | 13.8% | 6.75% |
| University of Wisconsin Credit Union | A | 11,781 | 13.8% | 6.50% |
| Landmark Credit Union | A | 9,393 | 17.7% | 6.50% |
| Rocket Mortgage | C | 7,819 | 18.0% | 6.63% |
| Associated Bank | B | 7,451 | 23.7% | 6.88% |
| BMO Bank | F | 5,202 | 25.3% | 8.23% |
| Educators Credit Union | B | 4,930 | 24.3% | 6.95% |
| U.S. Bank | D | 4,710 | 26.0% | 6.88% |
| Covantage Credit Union | B | 4,581 | 7.7% | 6.50% |
| United Shore Financial Services | B | 4,421 | 11.8% | 6.38% |
Frequently asked questions
Wisconsin: 78 applications in 2025, of which 45 were originated and 5 denied.
6.4% of all applications, or 9.4% of the applications it actually decided on. The Wisconsin statewide average across all lenders was 14.0%.
The median rate on loans Click n' Close originated in Wisconsin in 2025 was 7.00%, against a statewide median of 6.63%.
About this data. Figures are Click n' Close's own HMDA filing for properties located in Wisconsin, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology