Clearpath Lending in Wisconsin vs the state
11.1%Denial rate-2.90 pts vs state
13.5%Decision denial rate-2.85 pts vs state
71.1%Origination rate+2.96 pts vs state
5.69%Median rate-0.94 pts vs state
-0.73Rate spread (pts)-0.85 pts vs state
$80kMedian applicant income
32Loans originated
5Denied
Trend in Wisconsin
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 26 | 16 | 19.2% | 5.69% | #365 |
| 2024 | 43 | 29 | 16.3% | 5.75% | #335 |
| 2025 | 45 | 32 | 11.1% | 5.69% | #340 |
What Clearpath Lending lends in Wisconsin
By loan purpose
By loan type
Why it denied Wisconsin applicants
Where in Wisconsin
Counties with the most Clearpath Lending applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Milwaukee County | 9 | 5 | 2 | 22.2% |
| Dane County | 4 | 3 | 0 | 0.0% |
| La Crosse County | 3 | 2 | 1 | 33.3% |
| Winnebago County | 3 | 3 | 0 | 0.0% |
| Racine County | 3 | 2 | 1 | 33.3% |
| Rock County | 3 | 3 | 0 | 0.0% |
| Manitowoc County | 2 | 0 | 0 | 0.0% |
| Burnett County | 2 | 1 | 0 | 0.0% |
| Walworth County | 2 | 2 | 0 | 0.0% |
| St. Croix County | 2 | 2 | 0 | 0.0% |
Other large lenders in Wisconsin
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Summit Credit Union | A | 15,483 | 13.8% | 6.75% |
| University of Wisconsin Credit Union | A | 11,781 | 13.8% | 6.50% |
| Landmark Credit Union | A | 9,393 | 17.7% | 6.50% |
| Rocket Mortgage | C | 7,819 | 18.0% | 6.63% |
| Associated Bank | B | 7,451 | 23.7% | 6.88% |
| BMO Bank | F | 5,202 | 25.3% | 8.23% |
| Educators Credit Union | B | 4,930 | 24.3% | 6.95% |
| U.S. Bank | D | 4,710 | 26.0% | 6.88% |
| Covantage Credit Union | B | 4,581 | 7.7% | 6.50% |
| United Shore Financial Services | B | 4,421 | 11.8% | 6.38% |
Frequently asked questions
Wisconsin: 45 applications in 2025, of which 32 were originated and 5 denied.
11.1% of all applications, or 13.5% of the applications it actually decided on. The Wisconsin statewide average across all lenders was 14.0%.
The median rate on loans Clearpath Lending originated in Wisconsin in 2025 was 5.69%, against a statewide median of 6.63%.
About this data. Figures are Clearpath Lending's own HMDA filing for properties located in Wisconsin, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology